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OURTOP10 CAPITAL CITY INDEX • POWERED BY OURTOP10 RESEARCH & DIGITAL FINANCE ANALYTICS

OurTop10 Research & Reports

Original data studies on the Australian property and mortgage market — the research behind our coverage in news.com.au, Yahoo Finance, MPA and Australian Broker.

52,000HOUSEHOLDS IN OUR ROLLING SURVEY BASE
450,539STRESSED HOUSEHOLDS TRACKED ACROSS 77 POSTCODES
QuarterlyPOSTCODE-LEVEL RELEASES, STATE BY STATE
AS FEATURED IN
7NEWS7NEWS9News Australia logo 9Newsnews.com.aunews.com.auNews24 logo News24The Sydney Morning HeraldThe Sydney Morning HeraldThe Daily TelegraphThe Daily TelegraphHerald SunHerald SunThe Courier-MailThe Courier-MailThe West AustralianThe West AustralianThe AdvertiserThe AdvertiserDaily Mail AustraliaDaily Mail AustraliaThe Canberra TimesThe Canberra Timesrealestate.com.aurealestate.com.auYahoo FinanceYahoo FinanceMPA MagazineMPA MagazineAustralian BrokerAustralian BrokerAPI MagazineAPI Magazineview.com.auview.com.auElite Agent logo Elite AgentProperty Buzz logo Property BuzzPulse Tasmania logo Pulse Tasmania
Mortgage Stress Report Q3 2026 cover
Q3 2026 · October 2026

Mortgage Stress Report

450,539 stressed households across 77 ranked postcodes, up 7.5% in a quarter. New: seven state and territory editions.
450,539STRESSED HOUSEHOLDS
+31,318THIS QUARTER (≈7.5%)
61/77POSTCODES ROSE
View report → Media kit & data →

Previous releases: Q2 2026 · Q1 2026

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OurTop10 ResearchBluff Your Bank SurveyNovember 2026 · Survey of 1,018 Australians
NEW • NOVEMBER 2026

Bluff Your Bank Survey

64% of mortgage holders lack the confidence to bluff their lender into a lower rate by threatening to refinance. Millennials are nearly twice as likely as Baby Boomers to back themselves.View report →
OurTop10 ResearchNegative Gearing & CGT Election SurveyOctober 2026 · Survey of 1,018 Australians
OCTOBER 2026

Negative Gearing & CGT Election Survey

66% of Australians would vote for a party promising to reverse the 2026 negative gearing and CGT changes, including 18% on that pledge alone. Younger voters are the most single-minded about it.View report →
OurTop10 ResearchThe AI Fraud ReportOctober 2026 · Survey of 1,018 Australians
OCTOBER 2026

The AI Fraud Report

18% of Australians say they have used AI to create or alter documents for a home loan application, led by Gen Z (56%) and Millennials (36%). Bank statements are the most common target.View report →
OurTop10 ResearchThe Pressure Corridors2026 · ABS Approvals × DFA Modelling
NEW • SEPTEMBER 2026

The Pressure Corridors

Australia approved 34,751 fewer homes than the National Housing Accord pace over the year to June 2026 — and the homes it did approve landed in the council areas where mortgage strain is climbing fastest.View report →
OurTop10 ResearchHousing Accord Price Modelling2026 · Price modelling
–$270K • 2026

Housing Accord Price Modelling

Modelling showing that hitting the National Housing Accord target could cut average property prices by $270,000, or 22%. View report →
Default Loan Report Q3 2026 cover
Q3 2026

Default Loan Report

Postcode-level mortgage default risk across Australia’s capital cities, now with a separate edition for every state. Around 24,546 households at risk, up 24% in a year; Adelaide the fastest-growing market and Encounter Bay up 78%.
Previous releases: Q2 2026 View report → Data & downloads →

Reporting on housing or mortgage stress?

Journalists can be pre-briefed before each release and access charts, tables and postcode-level data files you can republish with attribution.

Watching the next cash rate decision? The OurTop10 Rate Prediction Index tracks what the futures market and a panel of Australian economists expect the Reserve Bank to do at its next meeting.