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OurTop10 Research & Reports

Original data studies on the Australian property and mortgage market — the research behind our coverage in news.com.au, Yahoo Finance, MPA and Australian Broker.

52,000HOUSEHOLDS IN OUR ROLLING SURVEY BASE

450,539STRESSED HOUSEHOLDS TRACKED ACROSS 77 POSTCODES

QuarterlyPOSTCODE-LEVEL RELEASES, STATE BY STATE

Q3 2026 · October 2026

Mortgage Stress Report

450,539 stressed households across 77 ranked postcodes, up 7.5% in a quarter. New: seven state and territory editions.

450,539STRESSED HOUSEHOLDS

+31,318THIS QUARTER (≈7.5%)

61/77POSTCODES ROSE

View report → Media kit & data →

Previous releases: Q2 2026 · Q1 2026

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OurTop10 ResearchThe AI Fraud ReportOctober 2026 · Survey of 1,018 Australians

NEW • OCTOBER 2026

The AI Fraud Report

18% of Australians say they have used AI to create or alter documents for a home loan application, led by Gen Z (56%) and Millennials (36%). Bank statements are the most common target.View report →

OurTop10 ResearchThe Pressure Corridors2026 · ABS Approvals × DFA Modelling

NEW • SEPTEMBER 2026

The Pressure Corridors

Australia approved 34,751 fewer homes than the National Housing Accord pace over the year to June 2026 — and the homes it did approve landed in the council areas where mortgage strain is climbing fastest.View report →

OurTop10 ResearchHousing Accord Price Modelling2026 · Price modelling

–$270K • 2026

Housing Accord Price Modelling

Modelling showing that hitting the National Housing Accord target could cut average property prices by $270,000, or 22%. View report →

Q2 2026

Default Loan Report

Postcode-level mortgage default risk across Australia’s capital cities. At-risk households up 18% in a quarter, Sydney the fastest-growing market, and Ferntree Gully up 166%. View report → Data & downloads →

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Journalists can be pre-briefed before each release and access charts, tables and postcode-level data files free to republish with attribution.

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Watching the next cash rate decision? The OurTop10 Rate Prediction Index tracks what the futures market and a panel of Australian economists expect the Reserve Bank to do at its next meeting.