How to spot the best Sydney Mortgage broker
A mortgage broker finds a lender to finance their client’s purchase and helps acquire finance.
We’ve put a list together of Sydney best mortgage brokers. Here’s our criteria:
- More than 5 years in business
- Their average rating score must be 4.5 or higher
- They need more than 50 online reviews
- They have a strong team and aren’t solo brokers
- They specialise in specific suburbs in Sydney
OurTop10
Sydney Mortgage brokers we recommend
Use this curated list to find a professional broker who’s right for you. They’ll guide you through every step of the mortgage process and help you secure the best interest rates available.
1. Soren Financial
- 5.0
100% loan application pass rate
Soren Financial
5.0 Stars on Rate My Agent
20+ years of lender partnerships
100% loan application pass rate
100% satisfaction guarantee
About
Based in North Sydney, Mansour Soltani started Soren Financial to provide a bespoke client experience while giving clients access to as many lenders and financial products as possible.
This independent finance brokerage has a team of expert brokers and loan officers who work tirelessly and efficiently to facilitate the entire property purchase process seamlessly while securing you the best rates and terms offered by the biggest and best mortgage lenders in Australia.
State of the market
Awards and achievements
Principle Broker, Mansour Soltani, has:
- 93+ five-star reviews
- 45 verified lenders to choose from
- The highest broker qualifications available
- 100% mortgage approval rates
- Specialises in first-home mortgages
- Basic and advanced refinancing
- Key partnerships that can lead to better offers and interest rates
- One of the fastest loan approval times in Sydney
They have the reputation of being one of the best mortgage brokers in Sydney due to their incredible loan approval rate and their long-term relationships with their clients and lenders.
Mortgages secured
Soren Financial’s 5-point approval process
1. Long-term financial goals
We listen to your financial goals and aspirations before recommending anything!
2. Lender assessment
We assess 45 of the market’s biggest lenders.
3. Real-time loan matching
We match your loan scenario to available loan products via industry FinTech in real time.
4. Discover the top 5 loans available
The Soren Financial team uses expert data to shortlist and analyse the top 5 options.
5. Get a full home loan report
Lastly, you’ll receive a complete home loan review in as little as 24 hours.
Client experience
Contact information
Current OfferFree 48-Hour Home Loan Review
Soren Financial will conduct your full home loan review within 48 hours. Discover the best offers delivered straight to your inbox.
2. Approved Finance
- 5.0
Over 43 five-star ratings
Approved Finance
(Our Top Pick)
Priority access to senior credit officials
Specialised residential and commercial loan solutions
Same-day decisions & formal approval possible in 24 hours
99% loan approval rate
About
Principal Broker, James Haywood, is the Author of the Amazon #1 Best Seller – The Smart Borrower’s Field Manual
Awards and achievements
Principal Broker, James Haywood, has:
- Over 43 five-star ratings.
- A selection of over 50 verified lenders.
- Possessing the most advanced mortgage broker certifications.
- A 99% success rate in mortgage approvals.
- Expertise in first-home buyer and investment property loans.
- Offers both basic and comprehensive refinancing options.
- Priority connection with senior credit officers for quick resolution of complex issues.
- Among the quickest in Sydney for loan approval times.
Services
- Mortgage broking
- Refinancing
- First Home Buyer Finance
- Investment Property Finance
- Complex Residential Lending
- Free Credit Assessment
Client experience
Contact information
Phone: 0490 188 219
Website: approvedpropertyfinance.com.au
Address: 2/658 Pittwater Road, Brookvale NSW 2100
Hours: Monday to Sunday, from 8AM to 8PM
Home Loan Consultation
3. SF Capital
- 4.6
Award-winning mortgage advisor service
SF Capital
About
As a multi award winning mortgage and finance broking firm based in Sydney’s CBD, SF Capital are lending experts in both residential and commercial property investment in the Sydney property market. Tommy Lim, the Managing Director and Founder of SF Capital, and his team of accredited brokers have extensive experience in tailoring finance solutions for clients in the Sydney finance market.
As first-time home buyers might find the process of negotiating with real estate agents, attending inspections, and choosing loan options a bit overwhelming or intimidating, SF Capital can guide them through the mortgage broking process.
Client experience
Contact information
Request a free assessment by filling out this online assessment form
Phone: (02) 8004 1888
Website: www.sfcapital.com.au
Address: Suite 603, Level 6, 350 Kent Street, Sydney NSW 2000
Hours: Monday to Friday, from 8.30AM to 6.30PM
4. Lending Association Group
- 4.8
Specialising in investment loans
Lending Association Group
About
With over 10 years’ experience, LA group has earned a reputation as one of the biggest and most successful brokerages in the country.
Through a highly personalised approach to lending, insurance, and financial planning solutions, their team of over 100 specialists are committed to delivering unrivalled service excellence and creative solutions that help their clients win.
This highly-awarded team of experts take the time to understand their clients’ individual requirements, delivering expert advice and tailor solutions that achieve exceptional results.
Client experience
Contact information
Phone: 02 8935 1111
Website ww.lendingassociation.com.au
Address: 650 Botany Road, Alexandria, NSW, 2015
5. Lionel Finance
- 4.7
Over 10 years experience
Lionel Finance
About
Lionel Finance is an independent mortgage broker and loan advising service that is committed to helping their clients find suitable home loans and investment loans. As the Director of Lionel Finance, Lionel Lye’s vision is to provide access to personal loans, car loans, and insights at competitive interest rates from different lenders.
Their dedicated home loan experts take pride in guiding clients through every step of the whole process, whether it’s the loan application process, first investment property, growing your property portfolio, refinancing your commercial properties, consolidating your current debt, or buying a vehicle.
Client experience
Contact information
Phone: 0487 619 664
Website: www.lionelfinance.com.au
Address: 708/28 Harbour St, Sydney NSW 2000, Australia
Hours: Monday to Friday, from 9AM to 7PM, and Saturday 9AM to 3PM
6. Klime Financial
- 5.0
A boutique mortgage broker
Klime Financial
About
Klime Financial has specialised services for first home buyers to help them understand grant options, interest rate and facilitate the entire home buying process. By partnering with experienced advisors across many sectors, they can recommend the suitable loan amount and lenders to suit any unique situation.
Klime Financial provides clients with the best possible home loan advice and recommendation from all the lenders on their panel. They also specialise in first home buyer lender, by assisting in government grant applications.
Client experience
Contact information
Phone: 1300 988 530
Address: Suite 279, 79-83 Longueville Road, Lane Cove NSW 2066
Hours: Monday to Friday, from 9AM to 5PM
7. Home Loan Experts
- 5.0
Customised financial solutions
Home Loan Experts
About
Home Loan Experts have a reputation for delivering an excellent service and tailoring home loan solutions specific to their client’s individual needs, as well as getting tough loans approved with lenders and major banks. They have built a strong relationship with their panel of lenders and are able to negotiate a sharp interest rate based on the strength of the loan application.
Their motto is to set an example by delivering a higher level of service, better advice, the best deal and better home loan options. In addition to major banks, they also deal with building societies, credit unions and specialised lenders that have flexible credit policies and discounted rates.
Client experience
Contact information
Phone: 1300 889 743
Website: www.homeloanexperts.com.au
Address: Suite 207, 3 Rider Boulevard, Rhodes NSW 2138
Hours: Monday to Friday, from 9AM to 5PM
8. Atelier Wealth
- 4.8
Over 30 year experience
Atelier Wealth
About
Founded by Aaron Christie-David in 2014, Atelier Wealth is an award-winning brokerage and the home of three of Australia’s Top 100 Brokers and many other awards of excellence in the mortgage industry awarded by the MFAA.
This Sydney mortgage broker and investment specialist offers access to over 25 different banks and lending institutions for their clients, whether they are self employed or working freelance to take the stress of the home loan process away.
They have a good understanding of the constant changes to lending policies and interest rates and can help you select the best mortgage from a network of over 20 lenders.
Client experience
Contact information
Phone: 02 4267 2652
Website: www.atelierwealth.com.au
Address: Suite 2, Level 15, Currency House, 23 Hunter St, Sydney, NSW, 2000
Hours: Monday to Friday, from 9AM to 5PM
9. Xin Mortgage
- 5.0
100% loan application pass rate
Xin Mortgage
About
Founded by Xin Williams, Xin Mortgage is on a mission to make homeownership affordable and accessible to the everyday Australian. They offer a variety of mortgage plans that are innovative, reliable, and interactive to meet their client’s specific needs.
Xin Mortgage is an award-winning mortgage brokerage company that has earned immense trust and confidence from its valued customers because of its outstanding mortgage products and proposed investment strategy.
Client experience
Contact information
Phone: 1800 896 817
Website: www.xin.com.au
Address: Suite 1201/83 Mount St, North Sydney NSW 2060, Australia
Hours: Monday to Friday, from 9AM to 6PM
10. Shore Financial
- 5.0
100% loan application pass rate
Shore Financial
About
With a strategic alliance to the Australian real estate network, Shore Financial has helped people in Sydney find homes for almost 9 years. Known as Sydney’s fastest-growing mortgage brokerage and home loan experts, they have a team of highly skilled professionals who have been delivering outstanding customer service and strategic home loan advice.
As one of the best Sydney mortgage brokers, Shore Financial has a proven track record in helping clients acquire the property of their dreams with a range of mortgage & finance solutions.
Client experience
Contact information
Phone: 1300 416 700
Website: www.shorefinancial.com.au
Address: Level 16, 124 Walker St, North Sydney, 2060
Hours: Monday to Friday, from 8.30AM to 6PM
