How to spot the best Sydney Mortgage broker
A mortgage broker finds a lender to finance their client’s purchase and helps acquire finance.
We’ve put a list together of Sydney best mortgage brokers. Here’s our criteria:
- More than 5 years in business
- Their average rating score must be 4.5 or higher
- They need more than 50 online reviews
- They have a strong team and aren’t solo brokers
- They specialise in specific suburbs in Sydney
OurTop10
Sydney Mortgage brokers we recommend
Use this curated list to find a professional broker who’s right for you. They’ll guide you through every step of the mortgage process and help you secure the best interest rates available.
1. Roar Capital
- 5.0
Customised Financial Solutions
Roar Capital
About
At Roar Capital, we believe in rewriting the narrative of mortgage brokering. Our personal encounters with lacklustre service have sparked our deep-seated commitment to reshaping experiences. Consequently, we are driven to redefine excellence. Moreover, we want to ensure each client receives not just an exceptional service experience, but a significant building block toward creating their lasting legacy. Our background in non-bank lending for small to medium-sized businesses has equipped us to problem solve and find solutions to every possible lending scenario. Furthermore, navigating the complex world of non-traditional & traditional lenders has become second nature for our business. This unique perspective drives our approach which is grounded in firsthand experience. Additionally, it’s tailored to the needs of individuals and businesses seeking financial solutions beyond the conventional.
Why Choose Us
• 100% approval rates
• Rated 5 Stars on Google
• 45+ lenders to choose from
• One of the fastest turnaround times in industry
Client experience
Contact information
Phone: 0407 345 330
Website: www.roarcapital.com.au
Address: 1/225 Pacific Highway, North Sydney, 2060
Hours: Mon-Fri : 9am-6pm
Sat-Sun : Closed
2. Soren Financial
- 5.0
100% loan application pass rate
Soren Financial
5.0 Stars on Rate My Agent
20+ years of lender partnerships
100% loan application pass rate
100% satisfaction guarantee
About
Based in North Sydney, Mansour Soltani started Soren Financial to provide a bespoke client experience while giving clients access to as many lenders and financial products as possible.
This independent finance brokerage has a team of expert brokers and loan officers who work tirelessly and efficiently to facilitate the entire property purchase process seamlessly while securing you the best rates and terms offered by the biggest and best mortgage lenders in Australia.
State of the market
Awards and achievements
Principle Broker, Mansour Soltani, has:
- 93+ five-star reviews
- 45 verified lenders to choose from
- The highest broker qualifications available
- 100% mortgage approval rates
- Specialises in first-home mortgages
- Basic and advanced refinancing
- Key partnerships that can lead to better offers and interest rates
- One of the fastest loan approval times in Sydney
They have the reputation of being one of the best mortgage brokers in Sydney due to their incredible loan approval rate and their long-term relationships with their clients and lenders.
Mortgages secured
Soren Financial’s 5-point approval process
1. Long-term financial goals
We listen to your financial goals and aspirations before recommending anything!
2. Lender assessment
We assess 45 of the market’s biggest lenders.
3. Real-time loan matching
We match your loan scenario to available loan products via industry FinTech in real time.
4. Discover the top 5 loans available
The Soren Financial team uses expert data to shortlist and analyse the top 5 options.
5. Get a full home loan report
Lastly, you’ll receive a complete home loan review in as little as 24 hours.
Client experience
Contact information
Current OfferFree 48-Hour Home Loan Review
Soren Financial will conduct your full home loan review within 48 hours. Discover the best offers delivered straight to your inbox.
3. Approved Finance
- 5.0
Over 43 five-star ratings
Approved Finance
(Our Top Pick)
Priority access to senior credit officials
Specialised residential and commercial loan solutions
Same-day decisions & formal approval possible in 24 hours
99% loan approval rate
About
Principal Broker, James Haywood, is the Author of the Amazon #1 Best Seller – The Smart Borrower’s Field Manual
Awards and achievements
Principal Broker, James Haywood, has:
- Over 43 five-star ratings.
- A selection of over 50 verified lenders.
- Possessing the most advanced mortgage broker certifications.
- A 99% success rate in mortgage approvals.
- Expertise in first-home buyer and investment property loans.
- Offers both basic and comprehensive refinancing options.
- Priority connection with senior credit officers for quick resolution of complex issues.
- Among the quickest in Sydney for loan approval times.
Services
- Mortgage broking
- Refinancing
- First Home Buyer Finance
- Investment Property Finance
- Complex Residential Lending
- Free Credit Assessment
Client experience
Contact information
Phone: 0490 188 219
Website: approvedpropertyfinance.com.au
Address: 2/658 Pittwater Road, Brookvale NSW 2100
Hours: Monday to Sunday, from 8AM to 8PM
Home Loan Consultation
4. Breathloans
- 5.0
Award-winning mortgage advisor service
Breathloans
About
Since 2017, Ollie and the team have dedicated themselves to understanding the unique narratives of their clients, ranging from first-time homebuyers to seasoned self-employed investors, and everyone in between. They have skillfully transformed these diverse stories into successful property purchases and refinances, even rescuing a few clients from the brink of repossession. Their passion lies not only in tackling the challenging and intricate cases but also in handling the more straightforward ones with equal dedication.
Ollie and the team combine cutting-edge technology with a traditional, attentive approach to client service. They actively listen for that critical “little piece” of information that can make all the difference between securing a property and losing out to another buyer.
Their relationship with lenders is built on a personal and friendly approach. To Ollie and the team, banks like ING and CBA are not just faceless institutions; they are individuals like “Clem” and “Angela.” This close-knit rapport ensures rapid and efficient communication, allowing them to provide prompt and supportive guidance throughout their clients’ loan journeys.
By fostering these strong connections with lenders, Ollie and the team ensure that clients receive swift responses, helping them navigate the often complex and stressful process of securing a loan. Whether their clients are embarking on their first property purchase or managing multiple investments, Ollie and the team are there every step of the way, offering expert advice and personalised support.
Client experience
Contact information
5. My Finance Mate
- 5.0
Trusted Partner in your buying journey
My Finance Mate
About
With thousands of financial products on the market, navigating the complexities can be daunting for clients. Recognizing this challenge, My Finance Mate was established as an independent finance brokerage to provide expert guidance and customized solutions.
The firm’s lead mortgage broker is a seasoned professional with extensive industry experience. Specializing in assisting a diverse clientele, including first-time homebuyers, investors, and self-employed individuals, the broker excels in managing complex financial scenarios with a deep understanding of various loan types and mortgage products.
Clients can trust that they are in capable hands, as the broker is deeply committed to helping them achieve their homeownership and financial goals. With a personalized approach and unwavering dedication, My Finance Mate ensures that each client secures the ideal financing solution tailored to their unique needs.
Client experience
Contact information
Phone: 61 469 844 656
Website: https://myfinancemate.com.au/
Address: 43/193 Macquarie Street Sydney NSW 2000
Hours: Monday to Friday 9AM to 6PM
6. Lending Association Group
- 4.8
Specialising in investment loans
Lending Association Group
About
With over 10 years’ experience, LA group has earned a reputation as one of the biggest and most successful brokerages in the country.
Through a highly personalised approach to lending, insurance, and financial planning solutions, their team of over 100 specialists are committed to delivering unrivalled service excellence and creative solutions that help their clients win.
This highly-awarded team of experts take the time to understand their clients’ individual requirements, delivering expert advice and tailor solutions that achieve exceptional results.
Client experience
Contact information
Phone: 02 8935 1111
Website: www.lendingassociation.com.au
Address: 650 Botany Road, Alexandria, NSW, 2015
7. SF Capital
- 4.6
Award-winning mortgage advisor service
SF Capital
About
As a multi award winning mortgage and finance broking firm based in Sydney’s CBD, SF Capital are lending experts in both residential and commercial property investment in the Sydney property market. Tommy Lim, the Managing Director and Founder of SF Capital, and his team of accredited brokers have extensive experience in tailoring finance solutions for clients in the Sydney finance market.
As first-time home buyers might find the process of negotiating with real estate agents, attending inspections, and choosing loan options a bit overwhelming or intimidating, SF Capital can guide them through the mortgage broking process.
Client experience
Contact information
Request a free assessment by filling out this online assessment form
Phone: (02) 8004 1888
Website: www.sfcapital.com.au
Address: Suite 603, Level 6, 350 Kent Street, Sydney NSW 2000
Hours: Monday to Friday, from 8.30AM to 6.30PM
8. Home Loan Experts
- 5.0
Customised financial solutions
Home Loan Experts
About
Home Loan Experts have a reputation for delivering an excellent service and tailoring home loan solutions specific to their client’s individual needs, as well as getting tough loans approved with lenders and major banks. They have built a strong relationship with their panel of lenders and are able to negotiate a sharp interest rate based on the strength of the loan application.
Their motto is to set an example by delivering a higher level of service, better advice, the best deal and better home loan options. In addition to major banks, they also deal with building societies, credit unions and specialised lenders that have flexible credit policies and discounted rates.
Client experience
Ayush and Rojan from Home Loan Experts found me a range of low 5% deposit home loans to choose from – more options than a rival broker firm I was considering using.” READ MORE >
Contact information
Phone: 1300 889 743
Website: www.homeloanexperts.com.au
Address: Suite 207, 3 Rider Boulevard, Rhodes NSW 2138
Hours: Monday to Friday, from 9AM to 5PM
9. Shore Financial
- 5.0
100% loan application pass rate
Shore Financial
About
With a strategic alliance to the Australian real estate network, Shore Financial has helped people in Sydney find homes for almost 9 years. Known as Sydney’s fastest-growing mortgage brokerage and home loan experts, they have a team of highly skilled professionals who have been delivering outstanding customer service and strategic home loan advice.
As one of the best Sydney mortgage brokers, Shore Financial has a proven track record in helping clients acquire the property of their dreams with a range of mortgage & finance solutions.
Client experience
Contact information
Phone: 1300 416 700
Website: www.shorefinancial.com.au
Address: Level 16, 124 Walker St, North Sydney, 2060
Hours: Monday to Friday, from 8.30AM to 6PM
10. Atelier Wealth
- 4.8
Over 30 year experience
Atelier Wealth
About
Founded by Aaron Christie-David in 2014, Atelier Wealth is an award-winning brokerage and the home of three of Australia’s Top 100 Brokers and many other awards of excellence in the mortgage industry awarded by the MFAA.
This Sydney mortgage broker and investment specialist offers access to over 25 different banks and lending institutions for their clients, whether they are self employed or working freelance to take the stress of the home loan process away.
They have a good understanding of the constant changes to lending policies and interest rates and can help you select the best mortgage from a network of over 20 lenders.
Client experience
Contact information
Phone: 02 4267 2652
Website: www.atelierwealth.com.au
Address: Suite 2, Level 15, Currency House, 23 Hunter St, Sydney, NSW, 2000
Hours: Monday to Friday, from 9AM to 5PM