Top 10 Best Mortgage Brokers In Melbourne

Are you a first home buyer? Read on as we provide you with the best mortgage brokers Melbourne has to offer.

How to spot a good broker

A mortgage broker finds a lender to finance their client’s purchase and helps acquire finance. 

We’ve put a list together of Melbourne’s best mortgage brokers. Here’s our criteria:

  • More than 5 years in business
  • Their average rating score must be 4.5 or higher
  • They need more than 50 online reviews
  • They have a strong team and aren’t solo brokers
  • They specialise in specific suburbs in Melbourne

Top 10
Melbourne brokers we recommend

Use this curated list to find a professional broker who’s right for you. They’ll guide you through every step of the mortgage process and help you secure the best interest rates available.

1. Soren Financial

100% loan application pass rate

Soren Financial

(Our Top Pick)

5.0 Stars on Rate My Agent

20+ years of lender partnerships

100% loan application pass rate

100% satisfaction guarantee

About

Soren Financial is a finance brokerage that has offices in both Sydney and Melbourne and specialises in home loans and brokerage. In the years Soren Financial has been in operation, they have done a fantastic job to build trusted connections with all major banks and lenders in Australia and have been accredited by over 45 lending institutions.

Mansour Soltani’s team has also been certified by the Mortgage and Finance Association of Australia and the Australian Financial Complaints Authority. As one of the best mortgage brokers in Melbourne, they have been assisting clients by planning appropriate mortgage products / home loans for specific financial needs and connecting clients with experienced advisors in multiple sectors who can ease the purchase process and get first home buyers the right loan and proper finance.

Client experience

Alex Scriven
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"Mansour and his team are extremely knowledgeable, super re”sponsive and they go above and beyond to get you where you want to be. At every step in the process I felt well-informed and in good hands. Very happy to put my name on a recommendation for these guys.”

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Ben Novak
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“In my experience, Mansour has been very professional and reliable. From the start, Mansour promptly provided information on suitable lenders and discussed with me the pros and cons for each option. Throughout the process, Mansour has been in touch on a regular basis, guided me through the pitfuls”

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Aadi Ganesan
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“Amazing customer service from the team at Soren. With an atypical scenario, Mansour stepped in and provided guidance and friendly advice along the process and was available from start, even after work hours and weekends. Very friendly and professional. Look no further if you are looking for loan service.”

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Babal Kamal
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“Great communication, excellent knowledge and advice and all around positive experience. Thank you Mansour and team.”

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Hong Minh Le
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“I’ve had great experience with the Soren team! They accommodated my needs when it comes to refinancing. Very responsive and approachable. Great customer services, willing to talk to me out of working hours. Highly recommended!”

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Contact information

Current OfferFree 48-Hour Home Loan Review

Soren Financial will conduct your full home loan review within 48 hours. Discover the best offers delivered straight to your inbox.

2. Entourage Finance

Award-winning mortgage advisor service

Entourage Finance

About

Entourage Finance is an experienced and award-winning mortgage advisor service that has been helping clients find the right business and commercial loans as well as home loans to finance first home buyers.
With a great support team of finance brokers, credit analysts, client service managers, financial service and loan processing specialists, marketing and operations managers to support, advise and guide clients at every step of the way, right from selecting the right property to providing a diverse lender panel to assisting clients by devising a strategy for any unique needs.

Located in the Richmond and Cremorne area in Melbourne, Entourage Finance is on hand ensuring you get the best loan solution, interest rates and a hassle-free loan application. 

Client experience

Carla Villani
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“We had a great experience with Entourage and would definitely recommend them to our friends and family. Vincent was great with the initial process and Lauren was an absolute champion in helping and keeping us up to date along the way!”

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George Pangalos
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“Antoinette was amazing to deal with, she prepared the home with all the knowledge and experience of a real estate professional, but without the emotional attachment of an owner.”

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Sahel Ghasemian
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“Home loan application
I’ve just the most fantastic experience using this service. Vince is absolutely incredible and so knowledgeable in helping me understand, explore and choose the right Home loan for my first ever house.”

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Regan Boyce
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“Buying your first home can be terrifying, there’s so much to it no one is there to tell you and so many mistakes you can easily make unless you have someone like Vincent. I felt like I could ask him anything about the process, no matter how basic it may have seemed"

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Alex Fisher
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“Just wanted to pass on my special thanks to the Entourage team for a positive experience with a recent property purchase and sale. Being a busy working professional I engaged Antoinette from the property advisory team to take the lead from start to finish."

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Contact information

Phone: 03 9421 1651

Website: www.entourage.com.au

Address: Level 5, 9/11 Cremorne St, Cremorne VIC 3121

Hours: Monday to Friday, 8.30 AM to 5.30 PM 

3. Proper Finance

Award-winning mortgage advisor service

Proper Finance

About

Specialising in investment loans, commercial loans, asset finance, and home loans for first home buyers, Proper Finance has expert knowledge of the constant changes in lending policies and interest rates from the Reserve Bank of Australia (RBA) and can help you compare mortgages from their network of lenders.

They have a team of financial advisors who understand the lending industry and find suitable loans that are tailored to fit your current financial circumstances and needs.

With many years of experience in finance and professional mortgage broking, Proper Finance can find the best loan and make the process as simple and as transparent as possible.

Client experience

Nir Eynon
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“Anton at Proper Finance facilitated our home loan for a recently purchased property. Anton has been very kind, helpful and responsive during the process. He managed to provide us with an excellent loan in a speedy timeline.”

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Alexey Falin
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“Highly recommend this mortgage broker company! We want to thank Anton for his help in purchasing our first house. The Proper Finance team helped us with the mortgage brokerage and the purchase process in general, everything went smooth and prompt.”

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M O'Mick
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“Anton was brilliant every step of the way. With his highly professional, proactive and very attentive manner, Anton made things happen with ease and better than expected results. I am so happy with his service.”

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Karen Quilotte
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“Positive: Professionalism, Quality, Responsiveness, Value

Anton has been advising our family for years , Anton always offers sound advice based on market conditions . We live in Perth ,WA and the fact we prefer to go through Anton speaks volumes !”

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Andrew McNeil
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“Positive: Professionalism, Quality, Responsiveness, Value

Anton in my opinion is easily the best finance person I’ve dealt with. He is calm , patient and methodical. He explains and simplifies tasks that may appear to be complex.”

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Contact information

Phone: 03 8620 9099

Fill in their contact form here

Website: www.properfinance.com.au

Address: Level 21, 567 Collins St, Melbourne, VIC 3000

Hours: Monday to Friday, 9 AM to 5 PM

4. Axton Finance

Award-winning mortgage advisor service

Axton Finance

About

Founded by Clinton Waters, Axton Finance has helped people in Melbourne find mortgages and finance for more than a decade. With an expert team of mortgage and credit experts who are ASIC-licensed credit agents and full members of the Mortgage & Finance Association of Australia (MFAA), Axton Finance has access to over 25 bank and non-bank lenders, including the four major banks. Even after a loan is settled, Axton Finance is available to support the home owner.

Thier reputation as a good mortgage broker is proven also by having a network of trusted partner services, from accountants and financial planners to buyer’s advocates, and property pre purchase inspections, especially for first home buyers who may not have access to such networks required for a property purchase. Other than first home buyer loans, they also specialise in construction and renovation loans, and investment property and commercial lending. 

Client experience

Amelia Brennan
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“Adrian and his team provided an outstanding service helping us refinance our home loan. Adrian made the process so simple to understand, with detailed explanations and assistance for each step of our application.”

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Toby Ahern
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“We have continued to use Adrian’s services as we have found him to be very knowledgeable, unbiased and a great communicator. We feel he went over and above other’s standard services to help explain what options were available to us and what he believed would best suit our circumstances."

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Damian Moller
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“Positive: Professionalism

We have used a few mortgage brokers at different times, and our latest purchase and refinance was complex with a lot of hoops to jump through and different challenges to meet.”

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Sophie Kerss
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“I have been to many financial advisors and many brokers, but have never before felt that they were not just trying to sell me the best product for them.”

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Ashlee Iversen
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“We have used Clint and James at Axton Finance for three separate mortgages and they have been brilliant every time. Independent advice, clear and simple communication, and great mortgage rates (better than we could achieve on our own). Highly recommend.”

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Contact information

Phone: 03 9939 7576

Fill in their enquiry form here

Website: www.axtonfinance.com.au

Address: 114 Auburn Rd Hawthorn VIC 3122

Hours: Monday to Friday, 8.30 AM to 6 PM

5. Blutin Finance

Award-winning mortgage advisor service

Blutin Finance

About

A boutique mortgage broker based in Melbourne, Blutin Finance is dedicated to finding the most suitable loan solution for your needs, be it for your home loan, your investment property, commercial property, or your business. Blutin Finance is authorised under their Australian Credit Licence.

Having expertise in financial services, Blutin Finance is able to provide you with an experience that is seamless and transparent . Their finance and mortgage broking team, takes the time to understand your individual finance needs, They assist you to take advantage of the most competitive loan options, and is with you along the entire selection process. Their experience is not relegated to just home loans, but they also specialise in assisting clients with business loan products for business owners and entrepreneurs.

Client experience

Ali HF
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“We would highly recommend Nojan Not only is he approachable, honest and friendly, but he is also a very knowledgeable broker who always strives to achieve the best outcomes for his clients.”

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Sophia Felton
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“Nojan has been so wonderful to deal with. He is knowledgeable and efficient, and was able to guide us through purchasing our first home (as a contractor and a new mum) so patiently.”

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Maddi Fagan
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“My partner and I recently bought our first home with the help of Nojan. Nojan is extremely knowledgeable and takes the time to explain everything in easy to understand terms. We will absolutely use his services again in the future.”

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Amir Karimishz1984
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“I met Nojan when I was desperate for my loan, my previous broker wasted my time for 2 month and I was about to lose my deposit. Nojan felt the urgency and complexity of my situation”

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Amanda Wardell
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“Nojan made the process of buying our first home very easy and straight forward. He was always available to answer any questions and was able to find a good deal for us. Will use and recommend them. Thanks”

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Contact information

Phone: 1300 188 808 or 0435 916 755

Website: www.blutin.com.au

Address: 19/485 La Trobe Street, Melbourne VIC 3000

Hours: Monday to Saturday, 9 AM to 7 PM

6. What If We Finance

Award-winning mortgage advisor service

What If We Finance

About

As one of the best Melbourne mortgage brokers we vetted for this list, What If We Finance delivers customised financial solutions with a proven track record in helping clients acquire the property of their dreams, with a range of mortgage options with the best interest rates.

As an independent mortgage broker, they help with all types of financial planning, be it first home buyers, property investment, existing mortgage, expert advice, or the whole loan application process.
As a good mortgage broker with great online customer feedback, their expertise lies in finding a lender to finance a client’s purchase and help them with the whole process of the mortgage requirements. If you are looking for one of the best mortgage brokers in Melbourne, you can be sure to get access to the best interest rate, with a huge lender panel. 

Client experience

Anita Naughton
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“As a first home buyer I had very limited knowledge on what I needed to do. I searched for a broker and What if we finance stood out due to reviews. I had my first session with Spiro and never looked back!”

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Irish Azcuna
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“I can’t thank Spiro and Agnes enough for making my first home purchase so efficient, stress-free and seamless! If I could give more than 5 stars I would."

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JA G
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“Positive: Professionalism, Quality, Responsiveness

Spiro and his team were fantastic to deal with, walked me and my wife through the whole process of re-financing our mortgage."

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Anthony Smith
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“Highly recommend Spiro and his team.

As first home buyers, Spiro guided us through the mortgage process while providing really great advice around our options (including future refinancing)."

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Vikram Visweswara
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“Spiro got us the best rate in the market. The best thing about him and his team is their responsiveness. He gave us all the information we needed and clarified all our questions. They made the loan process smooth and easy. Highly recommend his services.”

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Contact information

Phone: 03 8804 1354

Chat with an independent mortgage broker online or fill in the enquiry form

Website: www.melbournemortgage.com.au

Address: Level 14/333 Collins St, Melbourne VIC 3000

Hours: 7 days a week from 8.30 AM to 9.30 PM, including public holidays.

7. Mortgage Choice

Award-winning mortgage advisor service

Mortgage Choice

About

As one of the biggest mortgage brokers in Melbourne, Mortgage Choice has been helping people purchase homes or start businesses for 30 years. Their network of local mortgage brokers they partner with, impart their home loan expertise with customers and offer financing solutions that are tailored to their unique needs.

A wide variety of home loan products are available through Mortgage Choice brokers, including mortgages from the Big 4 banks, and boutique offerings tailored to specific needs. Other than personal loans, they also assist with commercial loans, asset finance and general insurance. 

Client experience

Daniel Carrion
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“I’ve been working with the Melbourne Mortgage Choice team for over 14 years. Ever since they helped me secure my first home back in 2008. The team have always been super responsive and guided me to the best options given my situation at the time. Can’t recommend them enough.”

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Michael Berger
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“Cameron was of great help and support in the tough process of buying a home. We initially tried to go ahead on our own, and spent a lot of time educating ourselves on the process and there were always little details we weren’t sure about."

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Melanie Hargreaves
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“I have used this team a number of times and it has always been a positive experience. They are very responsive and ensure that the needs of the client are put first. Highly recommended.”

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Bruce Hill
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“Mortgage Choice asked me if I’d like them to check how much I was paying in interest for my mortage, and within 48 hours of me saying yes, they had got my bank to reduce the rate so much that it saved me nearly $6,000 a year!”

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Dave Rana
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“I have been using Cameron and his team now for over 10 years and I thought it’s about time I take some time in my day to give them a shout out for all the great work they have done for me over the years. ”

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Contact information

Phone: 13 77 62 

Website: www.mortgagechoice.com.au

Address: Ground Floor, 469 La Trobe St, Melbourne VIC 3000

Hours: Monday to Friday, 9 AM to 5 PM

8. Money Quest

Award-winning mortgage advisor service

Money Quest

About

Founded in 2007, MoneyQuest is committed to helping its clients find suitable home loans and investment loans. It doesn’t matter if it’s your first home, an upgrade, or something in between, MoneyQuest finance specialists have access to a variety of home loan products from a number of lenders, ranging from the Big Four banks to financial institutions to niche offerings tailored to customer needs.

The MoneyQuest finance specialists are committed to helping their clients across a broad range of products, including home loans, investment loans, car loans, and commercial loans. With brokers throughout Australia, we can match you with a credit representative or the local mortgage broker in your area. 

Client experience

Nabyle Harris
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“Fantastic mortgage broker, genuinely care about their clients and always goes above and beyond to get the best outcome for their client.

Would recommend to all family and friends!”

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John Doe 2
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Positive: Professionalism, Quality, Responsiveness, Value

My partner and I found our experience to be a total breeze with exemplary service. Evan conducted affairs with a client first approach and total patience.”

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Vinoth M
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“Our experience with Asiri at MoneyQuest was nothing but positive. Asiri proactively reached out to us to consider taking advantage of favourable market conditions by refinancing and we are so grateful he did. We were very impressed with the overall service.”

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Champika Ilayperuma
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“A huge thank you to Asiri Senanayake – Money Quest Mortgage Broker – Berwick who is a highly qualified, talented person with vast experience in the field. Without his support it would have been a very stressful journey. His advisory level was amazing. "

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Upekha Edirisinghe
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“We absolutely loved working with Money Quest – Berwick for refinancing our home loan. Asiri Senanayake was very professional and made it all a smooth hassle free process. He is very knowledgeable, friendly and definitely a person you can trust and rely upon.”

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Contact information

Phone: 1300 886 100

Website: www.moneyquest.com.au

Address: Level 5, 278 Collins Street, Melbourne VIC 3000

Hours: Tuesday to Wednesday, 9 AM to 5 PM. Their office phones are answered Monday to Friday, 9 AM to 5 PM.

9. Rate Money

Award-winning mortgage advisor service

Rate Money

About

Led by a team of experienced mortgage professionals, Rate Money’s aim is to help self-employed borrowers with home loans, investment loan and home loan advisory service. This finance and mortgage broking service dealing in Melbourne mortgage market offer competitive interest rates compared to many other lenders. They are able to use technology to collect documents and verify income with current supporting information.

This allows them to better assess a client’s home loan borrowing capacity faster wihich will get you to a formal approval result for your home loan / mortgage much faster. With a good understanding of the updates in lending policies and interest rates, they can help you select the best mortgage from a wide network of lenders.

Client experience

Dien Le
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Now all settled into my new house and enjoying the weather. Thanks to Ryan Gair and the team at Rate Money for making my own finances go through so smoothly. Amazing stuff!

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Vicki Iszatt
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“My experience with Rate Money was incredible. As a first home buyer who didn’t grow up in Australia, I really needed help navigating the property and mortgage landscape. A lot of businesses say that they go over and above and that they are on your side, but this is marketing fluff. With Rate Money, this is exactly what I experienced, plus much more. Thank you for helping me to own my dream home and making the journey so easy!“

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Contact information

Phone: 1300 936 668

Website: www.ratemoney.com.au

Hours: Monday to Friday, 9 AM to 5 PM

10. Mortgage Broker Melbourne

Award-winning mortgage advisor service

Mortgage Broker Melbourne

About

Since 1999, Mortgage Broker Melbourne has been operating in the Melbourne CBD and surrounding suburbs. As one of the highest rated mortgage broker Melbourne has to offer, all their mortgage consultants are certified and are accredited members of the Mortgage and Finance Association of Australia (MFAA).

Mortgage Broker Melbourne is a flexible, boutique Melbourne business that can be reached via mobile phone or at a number of convenient CBD locations.

Client experience

Simone Condon
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“Highly recommend Anne!
From the very first phone call through to getting us a great rate, and all her advice in between, Anne was instrumental in us buying our first home. She made sure to explain every step of the process and was always happy to give us a call when we needed support."

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Teri
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“Our experience was exceptional! We cannot thank our broker Greg enough. He helped us with our land loan initially (a year ago) so he created a process that set us up with a bank that helped with the second loan for the construction so that it was easy for us being a family of 6 (4 little ones)...”

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Brigid Vann
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“Working with Greg to purchase our new home has been such an easy experience. He and Ingrid have communicated with us each step of the way, they were prompt returning emails and calls, with no question too much. Greg’s advice was really clear, well thought out and we felt thoroughly supported.”

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Jared
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“Maurizio and team were fantastic to deal with. From the outset Maurizio explained the process to me and carefully listened to what I needed. He offered a variety of mortgage options for me to choose from, and looked at a number of different banks to see what would best suit me.”

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Sali Georges
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“Anne and Ingrid at Mortgage Broker Melbourne provided a flawless service to my partner and I when we were looking to buy our first home. Anne was super concise and prompt, answered all of our questions on the process and was always willing to go the extra mile for us."

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Contact information

Phone: 1800 111 626

Website: www.mortgagebrokermelbourne.net.au

Hours: 11/456 Lonsdale St Melbourne VIC 3000

Hours: Monday to Friday, 9 AM to 9 PM

OurTop10

OurTop10 is a collaboration of leading brokers and financial experts with almost 40 years of combined industry experience.

TORI DUNLAP

Tori is a finance blogger and finance researcher at OurTop10.com.au. She enjoys helping people navigate the world of finance and money.