How to spot the best mortgage broker
A mortgage broker finds a lender to finance their client’s purchase and helps acquire finance.
We’ve put a list together of Melbourne’s best mortgage brokers. Here’s our criteria:
- More than 5 years in business
- Their average rating score must be 4.5 or higher
- They need more than 50 online reviews
- They have a strong team and aren’t solo brokers
- They specialise in specific suburbs in Melbourne
OurTop10
Melbourne brokers we recommend
Use this curated list to find a professional broker who’s right for you. They’ll guide you through every step of the mortgage process and help you secure the best interest rates available.
1. Soren Financial
- 5.0
100% loan application pass rate
Soren Financial
5.0 Stars on Rate My Agent
20+ years of lender partnerships
100% loan application pass rate
100% satisfaction guarantee
About
Soren Financial is a finance brokerage that has offices in both Sydney and Melbourne and specialises in home loans and brokerage. In the years Soren Financial has been in operation, they have done a fantastic job to build trusted connections with all major banks and lenders in Australia and have been accredited by over 45 lending institutions.
Mansour Soltani’s team has also been certified by the Mortgage and Finance Association of Australia and the Australian Financial Complaints Authority. As one of the best mortgage brokers in Melbourne, they have been assisting clients by planning appropriate mortgage products / home loans for specific financial needs and connecting clients with experienced advisors in multiple sectors who can ease the purchase process and get first home buyers the right loan and proper finance.
Client experience
Contact information
Phone: 1300 899 819
Website: www.sorenfinancial.com
Address: Level 1, 401 Collins Street, Melbourne Australia
Hours: Monday to Friday, 9 AM to 6 PM
Current OfferFree 48-Hour Home Loan Review
Soren Financial will conduct your full home loan review within 48 hours. Discover the best offers delivered straight to your inbox.
2. Zanda Wealth
- 5.0
Five-star client reviews
Zanda Wealth
Founded as a sister company in 2014
Access to a vast network of over 100 lenders
Exceptional 5-star client reviews
A high rate of satisfied repeat clients
About
Zanda Wealth, established in 2014 alongside its sibling company, Zanda Finance (founded in 2006), has been dedicated to helping numerous clients achieve their financial objectives. With a focus on property investment and mortgage solutions, they’ve aided hundreds of individuals in securing their financial futures.
The core mission of Zanda Wealth remains centered on working with everyday people, empowering them to escape the rat race through property investment and mortgage debt reduction. Zanda Wealth Mortgage Brokers offers services in mortgage broking, long-term financial planning, and property investment.
Austin, with a career spanning 16 years in the mortgage broking industry, embarked on this journey at the young age of 24 and swiftly ascended to a prominent position within one of Australia’s most esteemed broking firms.
Nine years ago, Austin took the bold step of establishing his own venture, Zanda Wealth Mortgage Brokers. Under his leadership, Zanda’s broking presence has witnessed substantial growth, propelling Austin to a position among the top 5 brokers in the state, as recognized by Connective. This remarkable achievement is a testament to the quantifiable results and, more importantly, the high levels of client satisfaction achieved.
Operating under a no-nonsense approach, Austin and Zanda Wealth Mortgage Brokers embrace the company ethos that revolves around the straightforward motto, “we’re here to get the job done.” Austin places great emphasis on providing clients with accurate information.
Services
- First Home Buyers
- Refinancing
- Investment Loans
- Constructions Loans
- Property Investing
- Future Planning
- Bridging Loans
- Home Renovation Loans
Client experience
Contact information
Phone: 1300 000 919
Website: www.zandawealth.com.au
Address: Level 8, 350 Collins Street, Melbourne VIC 3000
Hours: Monday to Friday, from 9:00AM to 5:00PM
3. Roar Capital
- 5.0
100% loan application pass rate
Roar Capital
Why Choose Us
• 100% approval rates
• Rated 5 Stars on Google
• 45+ lenders to choose from
• One of the fastest turnaround times in industry
About
At Roar Capital, our aim is to help every Australian to confidently purchase their next property. Whether you’re a first home buyer, ambitious first-time property investor or looking to expand your growing portfolio, we have the expertise to meet your unique needs. With access to an extensive network of over 40 banks and lenders, we focus on crafting tailored lending solutions, whether for your home or investment property. We’re passionate about helping individuals and investors achieve financial growth, and our team of expert brokers is dedicated to delivering results every single day!
Client experience
Contact information
Phone: 0407 345 330
Website: www.roarcapital.com.au
Address: 1/225 Pacific Highway, North Sydney, 2060
Hours: Mon-Fri 9am-6pm
Current Offer - Free Financial health check
Roar Capital will assess whether your home loan is in good health. We will diagnose and treat financial issues before they become costly – all within 48 hours!
4. Loanscope
- 5.0
Multi-award winning broker
Loanscope
(Our Top Pick)
Multiple awards
15+ years experience
About
Loanscope, a leading entity in Melbourne’s finance broking sector, distinguishes itself by providing tailored loans, expert guidance, and outstanding service at competitive rates. With a vast network of over 30 lenders, Loanscope streamlines the lending process, boasting a remarkable approval track record while consistently prioritizing clients’ best interests. Situated conveniently in St Kilda Road, they offer flexible after-hours appointments and proudly hold membership in the Finance Brokers Association of Australia.
As a reputable finance brokerage, Loanscope cultivates robust alliances with major banks, non-bank lenders, and non-conforming lenders. They grant access to a diverse array of home loan packages, aligning their expertise with clients’ current and future financial requirements. Furthermore, Loanscope facilitates connections with trustworthy conveyancers, accountants, financial planners, and other professionals to augment their comprehensive service.
Awards and achievements
- Founded Loanscope in 2015 with a focus on customer service and lasting client relationships.
- Over 5 years of experience as a relationship manager with CBA & Bank of Melbourne.
- Recognised the value of professional, customer-focused mortgage brokers in the Australian market.
Entered the mortgage broking industry in 2012 and established Loanscope in 2015. - Dedicated to delivering exceptional customer experiences for property investors.
- Takes a personalized approach, understanding each client’s unique situation.
- Collaboratively educates and guides clients through the lending process, offering expert recommendations.
- Leads the Loanscope broking team and works with clients, including first-time buyers and seasoned investors.
- Specialises in complex applications involving trusts, company structures, and self-managed super funds.
- Known for providing tailored lending solutions for medical and white-collar professionals.
- Boasts 15+ years of finance industry experience and holds an MBA in Financial Planning from Deakin University.
- Qualified mentor in the FBBA mentor program, supporting fellow mortgage brokers.
- Well-equipped to offer exceptional mortgage broking services.
Services
- Home Loan Brokers
- Investment Property Loans
- Home Loans for Doctors
- Home Loans for Lawyers
- Home Loan Refinancing
- Bridging Loans
- First Home Buyer Loans
- Renovation Home Loans
- Commercial loans
Client experience
Contact information
Phone: 03 9988 1818
Website: www.loanscope.com.au
Address: Suite 721 (Lev7), St Kilda Rd Towers, 1 Queens Road, Melbourne Vic 3004
Hours: Monday to Friday: 10 AM–8 PM / Saturday: 10 AM–4 PM
5. Axton Finance
- 4.6
Award-winning mortgage advisor service
Axton Finance
About
Founded by Clinton Waters, Axton Finance has helped people in Melbourne find mortgages and finance for more than a decade. With an expert team of mortgage and credit experts who are ASIC-licensed credit agents and full members of the Mortgage & Finance Association of Australia (MFAA), Axton Finance has access to over 25 bank and non-bank lenders, including the four major banks. Even after a loan is settled, Axton Finance is available to support the home owner.
Thier reputation as a good mortgage broker is proven also by having a network of trusted partner services, from accountants and financial planners to buyer’s advocates, and property pre purchase inspections, especially for first home buyers who may not have access to such networks required for a property purchase. Other than first home buyer loans, they also specialise in construction and renovation loans, and investment property and commercial lending.
Client experience
Contact information
Phone: 03 9939 7576
Fill in their enquiry form here
Website: www.axtonfinance.com.au
Address: 114 Auburn Rd Hawthorn VIC 3122
Hours: Monday to Thursday: 8:30 AM–8 PM / Friday: 8:30 AM–6 PM
6. Blutin Finance
- 4.6
Award-winning mortgage advisor service
Blutin Finance
About
A boutique mortgage broker based in Melbourne, Blutin Finance is dedicated to finding the most suitable loan solution for your needs, be it for your home loan, your investment property, commercial property, or your business. Blutin Finance is authorised under their Australian Credit Licence.
Having expertise in financial services, Blutin Finance is able to provide you with an experience that is seamless and transparent . Their finance and mortgage broking team, takes the time to understand your individual finance needs, They assist you to take advantage of the most competitive loan options, and is with you along the entire selection process. Their experience is not relegated to just home loans, but they also specialise in assisting clients with business loan products for business owners and entrepreneurs.
Client experience
Contact information
Phone: 1300 188 808 or 0435 916 755
Website: www.blutin.com.au
Address:14/330 Collins St, Melbourne VIC 3000
Hours: Monday to Friday: 8:30 AM–6 PM
7. Mortgage Choice
- 4.6
Award-winning mortgage advisor service
Mortgage Choice
About
As one of the biggest mortgage brokers in Melbourne, Mortgage Choice has been helping people purchase homes or start businesses for 30 years. Their network of local mortgage brokers they partner with, impart their home loan expertise with customers and offer financing solutions that are tailored to their unique needs.
A wide variety of home loan products are available through Mortgage Choice brokers, including mortgages from the Big 4 banks, and boutique offerings tailored to specific needs. Other than personal loans, they also assist with commercial loans, asset finance and general insurance.
Client experience
Contact information
Phone: 13 77 62
Website: www.mortgagechoice.com.au
Address: Ground Floor, 469 La Trobe St, Melbourne VIC 3000
Hours: Monday to Friday, 9 AM to 5 PM
8. Proper Finance
- 4.6
Award-winning mortgage advisor service
Proper Finance
About
Specialising in investment loans, commercial loans, asset finance, and home loans for first home buyers, Proper Finance has expert knowledge of the constant changes in lending policies and interest rates from the Reserve Bank of Australia (RBA) and can help you compare mortgages from their network of lenders.
They have a team of financial advisors who understand the lending industry and find suitable loans that are tailored to fit your current financial circumstances and needs.
With many years of experience in finance and professional mortgage broking, Proper Finance can find the best loan and make the process as simple and as transparent as possible.
Client experience
Contact information
Phone: 03 8620 9099
Fill in their contact form here
Website: www.properfinance.com.au
Address: Level 21, 567 Collins St, Melbourne, VIC 3000
Hours: Monday to Friday, 9 AM to 5 PM
9. What If We Finance
- 4.6
Award-winning mortgage advisor service
What If We Finance
About
As one of the best Melbourne mortgage brokers we vetted for this list, What If We Finance delivers customised financial solutions with a proven track record in helping clients acquire the property of their dreams, with a range of mortgage options with the best interest rates.
As an independent mortgage broker, they help with all types of financial planning, be it first home buyers, property investment, existing mortgage, expert advice, or the whole loan application process.
As a good mortgage broker with great online customer feedback, their expertise lies in finding a lender to finance a client’s purchase and help them with the whole process of the mortgage requirements. If you are looking for one of the best mortgage brokers in Melbourne, you can be sure to get access to the best interest rate, with a huge lender panel.
Client experience
Contact information
Phone: 03 8804 1354
Chat with an independent mortgage broker online or fill in the enquiry form
Website: www.melbournemortgage.com.au
Address: Level 14/333 Collins St, Melbourne VIC 3000
Hours: 7 days a week from 8.30 AM to 9.30 PM, including public holidays.
10. Mortgage Broker Melbourne
- 4.6
Award-winning mortgage advisor service
Mortgage Broker Melbourne
About
Since 1999, Mortgage Broker Melbourne has been operating in the Melbourne CBD and surrounding suburbs. As one of the highest rated mortgage broker Melbourne has to offer, all their mortgage consultants are certified and are accredited members of the Mortgage and Finance Association of Australia (MFAA).
Mortgage Broker Melbourne is a flexible, boutique Melbourne business that can be reached via mobile phone or at a number of convenient CBD locations.
Client experience
Contact information
Phone: 1800 111 626
Website: www.mortgagebrokermelbourne.net.au
Address: 11/456 Lonsdale St Melbourne VIC 3000
Hours: Monday to Friday, 9 AM to 9 PM
