Plain-English money sessions for your staff, run by people who work in finance every day.
Home loans, budgets, debt and super. On-site or online, for teams across Australia.
By Mansour Soltani, Head of Research, OurTop10 · Last updated: September 2026
Money worries follow people to work. Our program puts a mortgage broker, a buyers agent and a financial planner in front of your people to explain the money decisions they’re actually facing. It’s already been delivered for Colliers’ Real Estate Management Services team in Sydney. You may have heard it called our Workplace Financial Masterclass.
421,700
stressed mortgage households in Australia’s 80 hardest-hit postcodes
+14%
rise in those households in just three months
4
presenters who work in lending, property and financial planning
Source: OurTop10 Mortgage Stress Report, June 2026 quarter, with Digital Finance Analytics. Plenty of these households are on good incomes. They are your staff.
Financial literacy workshops on the topics your staff ask about
No product pitches. We pick the topics with you before the first session.
Home loans and interest rates
How to read your loan, when a refinance pays off, and what the RBA’s decisions mean for your repayments.
Budgeting
A simple system for people who’ve tried apps and spreadsheets and given up on both.
Debt and credit
Credit cards, car loans, buy-now-pay-later, and what lenders look at.
Buying a first home
Deposits, government schemes, and what a bank will lend on a given salary.
Super
What’s in it, how fees add up over a career, and when advice is worth paying for.
Protecting the household
Emergency funds, and which insurance you need and which you don’t.
How it runs
Pick a lunch-and-learn, a half-day workshop, or a short series spread across a quarter. We can run it on-site or online.
Staff walk away with a one-page checklist for each topic, and they can send us one confidential follow-up question. You get the attendance numbers and a list of the questions people asked, with names removed. That list tells you a lot about what’s keeping your team up at night.
We quote per program. The price depends on group size and how many sessions you want.
What Colliers said
“The masterclass was incredibly practical and engaging. The presenters made financial concepts accessible and relevant, and the positive feedback from our team continued long after the session had ended.”
Larissa Jones, Senior Personal Assistant, Real Estate Management Services, Colliers
Who runs the sessions
People who do this for a living, not a trainer reading slides.
Mansour Soltani
Head of Research, OurTop10
Mansour leads OurTop10’s quarterly Mortgage Stress and Default Loan reports, produced with Digital Finance Analytics. He’s also a practising mortgage broker at Soren Financial in North Sydney, working on everything from first home loans to trust and SMSF lending, so he explains home loans the way lenders actually assess them. He runs the home loan, interest rate and first home sessions.
“Most people have never had anyone sit down and explain their own home loan to them. When we do that in a room of forty staff, you can see the relief. That’s the whole program — take the biggest bill in their life and make it make sense.”
Mansour Soltani
Jay Pace
Director, Providence Property Group
Jay is a buyers agent. He finds, assesses and negotiates on homes and investment properties for his clients, and bids for them at auction. His session is about the purchase itself: setting a real limit before you inspect, what to check before you sign, and how not to overpay on auction day.
Kylie Soltani
Co-Director, Soren Financial
Kylie is a mortgage broker who works with households going through big changes, particularly separation, where one partner often has to refinance or take over the home loan alone. She runs the budgeting and debt sessions, and a session on keeping your finances steady through life changes.
Alex McMillan
Founder and CEO, Seedli
Alex is a financial planner and SMSF Specialist Adviser who founded Seedli, a Sydney financial planning firm. He’s been helping professionals build wealth since 2014, and holds a Bachelor of Business (Finance) and a Diploma of Financial Planning. He runs the super and protecting-the-household sessions.
Why this is an employer problem
The Mortgage Stress Report tracks household stress suburb by suburb across Australia. The people under the most pressure aren’t out of work. They’re recent first home buyers, young families and households in the outer suburbs, many of them earning good money that no longer covers rising repayments and living costs.
Those people turn up to work every day with that on their mind. A few hours of straight talk about their biggest bills costs far less than most wellbeing programs.
Who it suits
Large employers that already run a wellbeing or people-and-culture program. Think professional services, health, education, government, logistics and retail head offices. Mixed groups work fine, because the topics are everyday decisions, not investing strategies.
Common questions
What is a financial wellbeing program?
It’s a set of sessions run at work that help staff understand their own money: their home loan, budget, debts and super. Ours is education only, and it’s run by people who work in lending, property and financial planning.
Is this financial advice?
No. Sessions are general education. Nobody is told what to buy, and no products are recommended. Staff who want personal advice are pointed to a licensed adviser.
Can sessions be tailored to our workforce?
Yes. A shift-based workforce, a graduate intake and a senior leadership group each need a different session, so we agree the topics and examples with you first.
Do you run sessions outside Sydney?
Yes. Online for anywhere, and on-site in other capitals by arrangement.
What can staff use after the session?
Our free tools, including the budget planner and borrowing power calculator. We walk through both in the relevant sessions.
Book a program
Seven quick questions about your workforce, and we’ll recommend a format, topics and presenters. Then we’ll come back with dates and a quote.
Prefer email? Write to [email protected].