Who is the best mortgage broker in Brisbane?
There isn’t one, and any page that tells you otherwise is selling something.
We looked at 44 Brisbane broking firms. Ten cleared the bar: five years or more in the job, an average rating of 4.5 stars or better, at least 50 verified reviews, and access to a wide lender panel rather than one or two banks. They are listed in no particular order. Number 9 is not worse than number 2.
Where they differ is geography and volume. North Brisbane Home Loans (Patrick Cranshaw, Aspley) carries 369 reviews and covers the northern suburbs out to Moreton Bay. Loan Market’s Andrew Timms works out of East Brisbane with 272. Caroline Jean-Baptiste runs Mortgage Choice Fortitude Valley from Bowen Hills, closer to the inner-city apartment market.
So the better question is who has done your deal before. Self-employed? Ask how many low-doc loans they settled last year. Buying in a flood-affected pocket? Ask which lenders have accepted their valuations there. A broker who answers with numbers is worth a meeting. One who answers with “we work with all the major banks” is not.
How we rank mortgage brokers in Brisbane
Our list shows you the best-rated mortgage brokers in Brisbane, based on a tailored set of criteria including:
✔ A minimum of 5 years’ experience in mortgage broking or financial services
✔ An average customer rating of 4.5 stars or above, based on verified reviews
✔ 50+ reviews across trusted online platforms
✔ A dedicated team structure to support clients throughout the process
✔ A diverse lender panel to access a wide range of loan options
✔ Strong local expertise in the Brisbane property market, including suburb insights and pricing trends for units and houses
Every provider listed on this page met these standards. They are shown in no particular order: this is not a 1-to-10 merit ranking, and a provider’s position in the list does not mean it is better than the others.
“Brisbane” here means Greater Brisbane. A few of the firms listed work from surrounding council areas such as Moreton Bay and Logan rather than the inner city, and are included because they serve buyers across the wider Brisbane market.
The 10 best mortgage brokers
in Brisbane, compared and reviewed
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North Brisbane Mortgage Brokers
- 5.0
- 30 lenders
- Residential, Investment & Refinancing, First Home Buyers & Property Investors
Jack McKenna founded this Windsor brokerage and still runs the files himself. The team compares 30 lenders and stays on the application through to settlement instead of handing it to a processor.
First home buyers are the bulk of the work. Borrowing power, which grants apply, and what a given lender will actually accept on the day. Refinancing and investment lending make up most of the rest.
Awards: Better Business Awards 2024, finalist.
Co-Owner & Principal Mortgage Broker - Jack McKenna
Jack McKenna is the founder of North Brisbane Mortgage Brokers, specialising in home loans, investment lending, and refinancing for clients across Brisbane. He works closely with first-home buyers, investors, and clients with complex financial scenarios, structuring tailored mortgage solutions aligned to their long-term goals.
Known for cutting through the noise, Jack simplifies the lending process and provides clear, practical advice at every stage. Whether it’s securing a first home, upgrading, or building a property portfolio, he focuses on delivering smart loan structures and strong outcomes, backed by access to a wide panel of lenders.
Services
- Home Loans:
Tailored home loan solutions for owner-occupiers buying or refinancing property with the support of a trusted mortgage broker Brisbane clients can rely on.
- Investment Loans:
Strategic investment loan solutions for clients looking to purchase their first investment property or grow their portfolio with the help of an experienced Brisbane mortgage broker. Strategic investment loan solutions for clients looking to purchase their first investment property or grow their portfolio with the help of an experienced Brisbane mortgage broker. - Refinancing & Loan Reviews:
Refinancing and loan reviews to help improve rates, loan structure, cash flow, and long-term outcomes for homeowners across Brisbane. - First Home Buyer Loans:Specialist guidance for first home buyers across Brisbane and North Brisbane, including support with grants, schemes, lender requirements, and the full buying process.
- Construction Loans:
Construction loan support for new builds, knockdown rebuilds, house and land packages, and major renovations, with guidance, through each stage of the process. - Debt Consolidation:
Debt consolidation strategies designed to simplify repayments, improve cash flow, and create a clearer financial path forward. - Pre-Approvals:
Pre-approval support to help buyers understand borrowing capacity and enter the Brisbane property market with more confidence.
Client Experience

Contact Details
Phone: 0434 553 744
Address: Unit 2/132 Lutwyche Rd, Windsor QLD 4030
Book online
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Youtube
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Brisbane Home Loan Brokers
- 5.0
- 45 lenders
- Residential & Investment Lending, Refinancing & Debt Consolidation
A Strathpine brokerage with a 45-lender panel, covering home and investment loans alongside car, business, personal, commercial and asset finance.
The pitch is breadth. One broker, one conversation, whatever you are borrowing for. A client with a mortgage and equipment finance deals with the same person for both, so somebody is looking at the whole position rather than one slice of it.
Client Experience
Loan Market
- 5.0
- 90 lenders
- Residential, Commercial & Asset Finance
Andrew Timms leads the East Brisbane office. It has the largest panel on this page at 90 lenders, and the widest product range too: first home, next home, investment, personal, commercial, asset, car, business, construction and SMSF.
What sets the conversation apart is that they ask what is coming, not just what you earn today. A baby, a career change, an investment purchase in three years. All of it changes which structure holds up.
Services:
- First Home Loans
- Next Home Loans
- Refinancing
- Investment Loans
- Pre-Approval
- Personal Loans
- Commercial Loans
- Asset Finance
- Car Loans
- Business Loans
- Construction Loans
- SMSF Loans
Client Experience

Contact Details
Phone: 07 3220 2022
Address: 42 Manilla St, East Brisbane QLD 4169, Australia
North Brisbane Home Loans
- 5.0
- 30+ lenders
- Residential & Investment Lending, First Home Buyers & Upgraders
Trading since 2002, which makes Aspley-based North Brisbane Home Loans the longest-running brokerage on this list. The panel runs to more than 30 lenders.
Self-employed borrowers are a particular strength, along with first home buyers, refinancing, upgrades, investment, renovation and construction. A $300,000 loan gets the same attention as a $2 million one, and the relationship does not end at settlement.
Services:
- Self Employed Home Loans
- First Home Buyer Loans
- Refinancing Home Loans
- Next Home Mortgage Brisbane
- Investment Property Loans Brisbane
- Renovation Loans Brisbane
- Construction Loans Brisbane
Client Experience
Contact Details
Phone: 07 3889 9719
Address: Aspley Hypermarket, 59 Albany Creek Rd, Aspley QLD 4034
Mortgage Choice Fortitude Valley
- 5.0
- 35+ lenders
- Residential, Investment & Refinancing
Caroline Jean-Baptiste runs the Mortgage Choice office for Fortitude Valley and Ashgrove out of Bowen Hills, with brokers and client liaison staff behind her and a panel of 35+ lenders.
First purchases, upgrades, renovations, portfolio growth, refinancing, downsizing. Car leasing and debt consolidation too. Worth a conversation earlier than most people think: borrowing capacity is far easier to fix twelve months out than twelve days out.
Services:
- Mortgage Broking
- Home Loans
- Refinancing
- Commercial Loans
- Car Loans & Leasing
- Debt Consolidation
- Upgraders / Movers
Client Experience
Contact Details
Phone: 07 3366 8604
Address: Level 1/47 Brookes St, Bowen Hills QLD 4006
Borro™
- 5.0
30+ lenders
Residential, Commercial & Investment Lending
Borro is a Shailer Park brokerage comparing more than 30 lenders. Home, investment, commercial, asset and personal finance all sit under the one roof.
Complex files are the interest here, not just clean salaried applications. The team also does refinancing, pre-approvals, debt consolidation and business lending.
Services:
- Home Loan Refinancing
- First Home Buyer Loans
- Debt Consolidation
- Home Loan Pre-Approval
- Business Finance
- Asset Finance
- Investment Property Loans
- Personal Loans
Client Experience
Tora Finance
- 5.0
- 50+ lenders
- Home Loans, First Home Buyers & Refinancing
- Investment, Construction & Professional Lending
Tora Finance is an independent Morningside brokerage founded in 2021 by Jonathan Vasiliou, a former NAB home lender with a QUT accounting and finance degree. The six-person team wrote more than $313 million in home loans last year across first home buyers, upgraders, investors and professionals with complex income, comparing options from 50+ lenders with a 95% approval rate.
At the 2026 Better Business Awards (QLD) Tora was a finalist for Best Boutique Non-Franchise Office, and Jonathan was a finalist in three individual categories: Best Residential Broker, Best Customer Service (Individual) and Mentor of the Year.
Services
- First home buyer loans (including $0 LMI options)
- Owner-occupied home loans and refinancing
- Investment property loans
- Construction loans
- Home loans for professionals and complex income
Client Experience
A 5.0-star Google rating across more than 260 reviews. Reviews lean towards first home buyers describing a broker who explained the process end to end.
Contact Details
Phone: 07 3088 9763
Address: 17A/23 Breene Place, Morningside QLD 4170
Website: torafinance.com.au
Awards & Achievements
- 2026: Better Business Awards QLD — Best Boutique Non-Franchise Office — Finalist
- 2026: Better Business Awards QLD — Best Residential Broker (Jonathan Vasiliou) — Finalist
- 2026: Better Business Awards QLD — Best Customer Service, Individual (Jonathan Vasiliou) — Finalist
- 2026: Better Business Awards QLD — Mentor of the Year (Jonathan Vasiliou) — Finalist
Aussie Stones Corner
- 5.0
25+ lenders
Home Loans, First Home Buyers & Refinancing
Investment, Construction & Asset Finance
Three brokers on Logan Road: franchisees Hamish Crawford and Alan Verkerk, plus Wesley Smith. They compare 25+ lenders on the Aussie panel and work mostly across Coorparoo, Greenslopes and the inner south.
First home buyers, pre-approvals, refinancing, investment and construction. Bridging finance when a purchase and a sale do not line up. Car and equipment loans for small business owners.
Client experience: 5.0 on Google from more than 90 reviews.
Services:
First Home Buyer Loans
Refinancing
Investment Property Loans
Construction & Land Loans
Bridging Finance
Debt Consolidation
Car & Equipment Finance
Contact Details
Phone: 07 3172 8164
Address: Ground B/412 Logan Road, Stones Corner QLD 4120
Loan Market Ignite
- 5.0
- 60+ lenders
- Home Loans, First Home Buyers & Refinancing
- Investment, Asset Finance & SMSF
Loan Market Ignite is a women-led Loan Market office on Milton Road, Auchenflower, with sister offices in Ipswich and Maroochydore. Led by senior finance broker Stephanie Thomas, the 14-person team includes eight brokers with more than 100 years of combined banking and finance experience, and compares a panel of 60+ lenders across home, investment, asset and business finance.
Ignite was the most-shortlisted Brisbane brokerage of 2026: a finalist at the Better Business Awards (QLD) for Best Franchise Office, Best Customer Service (Office), Best Residential Broker and Best Loan Administrator, and Stephanie Thomas is a 2026 Australian Mortgage Awards excellence awardee in three categories. The office won the MFAA’s QLD Customer Service Award in 2025.
Services
- Home loans — first home buyer, refinancing, investment, self-employed
- Construction loans and pre-approvals
- SMSF loans
- Car loans and asset finance
- Business and personal loans
Client Experience
A 5.0-star Google rating from more than 270 reviews. Reviews mention named brokers by first name and repeat business across a family, which is what a real team looks like.
Contact Details
Phone: 07 3063 2749
Address: 418 Milton Road, Auchenflower QLD 4066
Website: broker.loanmarket.com.au/loan-market-ignite
Awards & Achievements
- 2026: Australian Mortgage Awards — FBAA Broker of the Year, Residential (Stephanie Thomas) — Excellence Awardee
- 2026: Australian Mortgage Awards — ANZ Woman of Distinction (Stephanie Thomas) — Excellence Awardee
- 2026: Better Business Awards QLD — Best Franchise Office — Finalist
- 2026: Better Business Awards QLD — Best Residential Broker (Stephanie Thomas) — Finalist
- 2025: MFAA Excellence Awards QLD — Customer Service Award (Business) — Winner
Preston Point Capital
- 5.0
- 60+ lenders
- Home Loans, Investment & Refinancing
- Construction, SMSF & Business Lending
Preston Point Capital is a Brisbane CBD brokerage at 324 Queen Street that holds its own Australian Credit Licence (ACL 514169) rather than operating as a credit representative. Managing Director Shelley McGinty was named to MPA’s Elite Women list for 2026, and the firm compares more than 60 lenders across home, investment, construction, SMSF and business lending.
The pitch is speed with a personal broker: a borrowing-capacity answer within hours of the first conversation and approvals typically inside 24 hours. Shelley was a Women in Finance Awards finalist for CEO, Director and Principal of the Year in 2023 and Director of the Year in 2024.
Services
- Home loans and refinancing
- Investment loans
- Construction finance
- SMSF loans
- Debt consolidation and unsecured personal loans
- Business loans
Client Experience
A 5.0-star Google rating across more than 120 reviews, with Shelley named personally in most of them.
Contact Details
Phone: 0474 722 722
Address: Level 18, 324 Queen Street, Brisbane QLD 4000
Website: prestonpointcapital.com.au
Awards & Achievements
- 2026: MPA Elite Women — Shelley McGinty
- 2024: Women in Finance Awards — Director of the Year (Shelley McGinty) — Finalist
- 2023: Women in Finance Awards — CEO, Director and Principal of the Year (Shelley McGinty) — Finalist
Disclaimer: OurTop10 provides general comparison information only. We do not guarantee service outcomes or suitability for individual circumstances. Users should conduct their own research and consider seeking licensed professional advice. Read our full methodology.
Not sure which broker fits you?
Answer a few quick questions and we'll match you with the right Brisbane specialist — free, no obligation.
Get matched in 60 seconds →Guides and tools before you call a broker
- How pre-approval works, with a readiness checker
- How to increase your borrowing capacity, with an estimator
- Fixed vs variable, with a comparison calculator
- Cash-out refinancing, with a usable equity calculator
- What a broker actually does, with a loyalty tax calculator
- Buying property with an SMSF, with a fund affordability calculator
FAQs about Brisbane mortgage brokers
1. How much does a mortgage broker in Brisbane cost?
In most cases, working with a mortgage broker won’t cost you anything out of pocket. They’re paid by the lender via commission – usually an upfront payment when your loan settles, and a smaller ongoing “trail” commission. Brokers are required to disclose how they’re paid, so you’ll know upfront if any fees apply (which is rare for standard home loans).
2. How is a mortgage broker different from a bank?
A broker compares loan options from a panel of lenders – including banks, credit unions, and specialist lenders – to find a loan that suits you. A bank can only offer its own products. Brokers act in your best interest and handle the paperwork, while bank lending staff represent the bank.
3. How long does it take to get a home loan through a broker?
Timeframes vary depending on the lender and how quickly you provide your documents. On average:
- Pre-approval takes 1–5 business days
Formal approval takes 5–10 business days once you’ve signed a contract and valuation is complete
Settlement usually happens 30–60 days after you sign a contract, depending on your agreement with the seller.
4. Can mortgage brokers help with bad credit?
Yes. Some brokers work with lenders who offer more flexible approval criteria. If you’ve had defaults, missed payments, or other issues in the past, a broker can help you present your application in the best light – and connect you with lenders who specialise in these situations.
5. What documents will I need to provide?
The paperwork depends on your situation, but generally includes:
- Photo ID
- Payslips or tax returns
- Recent bank statements
- Details of assets, debts, and expenses
- A copy of your purchase contract (if applicable).
Your broker will let you know exactly what’s needed to keep things moving.
6. Are mortgage brokers regulated in Brisbane?
Yes. Mortgage brokers in Brisbane, as in the rest of Australia, must hold an Australian Credit Licence (ACL) or be an authorised representative of a licence holder. They are regulated by ASIC and are legally required to act in your best interest when providing credit assistance.
7. Can a mortgage broker help me access first home buyer grants in Queensland?
Absolutely. A good broker will explain which government schemes you may be eligible for – like the First Home Owner Grant (currently $30,000 for new builds in QLD, with the boosted amount extended by the Queensland Government beyond its original 30 June 2026 expiry) – and help you apply as part of your loan process.
8. Can I use a broker to refinance?
Yes. If you already have a home loan, a broker can compare what you’re paying now with other offers in the market. They’ll help you switch to a better rate or structure, potentially saving you thousands or helping you access equity.
Brisbane property market update: September 2026
Property market snapshot September 2026: Greater Brisbane
Property type | Median value | Quarterly change | Gross rental yield |
All dwellings | $1,080,142 | -2.7% | 3.4% |
Houses | $1,180,552 | -2.9% | 3.3% |
Units | $854,721 | -2.0% | 4.1% |
Source: Cotality Home Value Index, September 2026. Note: A dwelling includes both houses and units/apartments, so it’s measuring the combined residential property market rather than just detached houses. Gross rental yield is the annual rental income generated by a property expressed as a percentage of its value.
Top 10 Brisbane regions by annual dwelling value growth
Rank | Region | Median value | Annual change |
1 | Sherwood – Indooroopilly | $1,146,034 | 17.3% |
2 | Beenleigh | $900,981 | 14.9% |
3 | Loganlea – Carbrook | $970,262 | 14.7% |
4 | Sandgate | $1,114,014 | 14.6% |
5 | Forest Lake – Oxley | $985,333 | 14.0% |
6 | Caboolture | $930,528 | 13.9% |
7 | Beaudesert | $893,888 | 13.9% |
8 | Redcliffe | $1,084,959 | 13.5% |
9 | Strathpine | $958,542 | 13.2% |
10 | Ipswich Inner | $874,451 | 13.2% |
Source: Cotality Home Value Index, September 2026. Note: A dwelling includes both houses and units/apartments, so it’s measuring the combined residential property market rather than just detached houses.
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