Home Loan Exit Fees 2026: What Every Bank Charges to Let You Leave
What 15 Australian lenders charge to discharge a home loan, ranked from $350 to $650, plus notice periods and a worked refinance example.
St.George Financial Hardship: How to Apply for Home Loan Help (2026)
How to reach St.George’s Assist Team, the 15-minute online application, and what each hardship option costs you.
Westpac Financial Hardship: How to Apply for Home Loan Help (2026)
How to reach Westpac Assist, what they will ask for, and what a pause or a longer loan term costs over the life of your loan.
NAB Financial Hardship: How to Apply for Home Loan Help (2026)
NAB’s hardship numbers, its three-month payment break, and what each option adds to your home loan.
ANZ Financial Hardship: How to Apply for Home Loan Help (2026)
How to apply for ANZ hardship help on a home loan, the four options it offers, and what a pause or interest-only period really costs.
CommBank Financial Hardship: How to Apply for Home Loan Help (2026)
CommBank’s two hardship lines, the online form, what it can offer on a home loan and what each option costs you in dollars.
How Do Mortgage Brokers Get Paid? Commission Explained (2026)
Mortgage brokers are paid by the lender, not you. Upfront commission, trail, clawback and Best Interests Duty explained, with the numbers on a $700,000 loan.
Common mistakes when choosing a mortgage broker near you
Written and reviewed by Megan Birot, OurTop10 Content Editor — Certificate IV in Finance and Mortgage Broking (FNS40821). Last reviewed October 2026. Most people pick a mortgage broker the same way they pick a plumber: someone at work used one, so they use the same one. Sometimes that works. Often it means you never find […]
5 Red Flags When Choosing A Mortgage Broker (2026 Guide)
Choosing a mortgage broker is one of the most important steps in the home loan process. With more Australians relying on brokers in recent years due to tighter lending criteria, shifting interest rate expectations and increased lender policy variation, it is essential to understand how to choose a mortgage broker who provides transparent and reliable […]
Mortgage Broker vs Banks: Which Is Best for Your Home Loan?
Introduction Your mortgage could be the biggest financial commitment you ever make. With loan terms lasting up to 25 or 30 years, finding the right mortgage will greatly impact your financial situation. So, where do you start? Should you stick with your trusted bank and let them guide you, or turn to a mortgage broker […]
How to Find the Right Mortgage Broker for Bad Credit Applicants
If you’re ready to enter the property market, it’s important to consider how your credit history and credit file might affect your mortgage options. While a bad credit history may make it more difficult to secure a home loan, that doesn’t mean that your dream of home ownership is impossible. In fact, some mortgage brokers […]
Why Use a Mortgage Broker? The 5 Things a Broker Does That a Bank Will Not (2026)
Last reviewed October 2026 by Megan Birot, Content Editor, OurTop10. Figures checked against the sources named in the article. Find My Loan MatchBest Brokers in Sydney Four out of five new home loans in Australia are now written through a mortgage broker rather than a bank branch. That did not happen because brokers advertise well. […]