How we rank mortgage brokers in Brisbane
Our rankings show you the best-rated mortgage brokers in Brisbane, based on a tailored set of criteria including:
✔ A minimum of 5 years’ experience in mortgage broking or financial services
✔ An average customer rating of 4.5 stars or above, based on verified reviews
✔ 100+ reviews across trusted online platforms
✔ A dedicated team structure to support clients throughout the process
✔ A diverse lender panel to access a wide range of loan options
✔ Strong local expertise in the Brisbane property market, including suburb insights and pricing trends for units and houses
OurTop10
Recommended Brisbane Mortgage Brokers
Finding the right mortgage broker in Brisbane isn’t always easy. There are hundreds if not thousands of options to choose from, which makes it difficult to sort the good from the bad. Fortunately, we’ve done the hard work for you to find the best loan options and simplify the home buying journey.
1. Soren Financial
- 5.0
- 100%
Why Choose Soren Financial?
- 100% loan approval rates with numerous loan application successes
- 20+ years of partnerships with major banks
- Stress free experience with 100% satisfaction guarantee
- Access to 45+ lenders for mortgage solutions
Based in North Sydney, Mansour Soltani established Soren Financial to provide bespoke client experiences while giving borrowers access to numerous lending options. Known for securing home loan products with the lowest loan repayments, they maintain strong relationships with different lenders who can handle challenging scenarios.
5-Point Approval Process:
- Long-term financial goals assessment
- Comprehensive lender panel evaluation
- Real-time loan application matching
- Data-driven shortlisting of top 5 options
- Complete home loan report within 24 hours
Client Experience
Contact Details
Phone: 1300 899 819
Address: 310 Edward Street Brisbane QLD 4000
Current Offer:
Free 48-hour Home Loan Review
2. Natloans
- 5.0
- 100%
Why Choose Natloans
- Multi Award-Winning Team
Recognised as industry leaders with multiple awards for excellence in finance broking. - Proven Customer Satisfaction
Trusted by over 10,000 happy clients nationwide with over 800 5-star Google reviews. - Unmatched Expertise
100+ years of combined experience to handle even the most complex finance needs. - A Legacy of Trust
Over 15 years of helping Australians with expert advice and reliable support. Access to Australia’s Leading Lenders
Partnerships with 50+ top banks and non-bank lenders offering competitive loan options.
With over 15 years of experience, Natloans has earned its place as one of Australia’s most trusted mortgage brokers. Specialising in home loans, refinancing, and investment property finance, Natloans helps individuals and families across Australia secure the right loan for their needs.
Backed by 800+ 5-star Google reviews and more than 10,000 satisfied clients, Natloans is known for providing tailored finance solutions and outstanding customer service. Whether you are a first home buyer, refinancing for a better rate, or upgrading your home, the team offers expert guidance every step of the way.
As a multi-award-winning brokerage, Natloans has been recognised by the Australian Broking Awards, MFAA Excellence Awards, and Australian Finance Group (ASX: AFG) as winner and/or finalist in a variety of industry awards.
Led by CEO and Managing Director Mary Nebotakis, the team brings over 100 years of combined finance experience. Natloans works with over 50 banks and non-bank lenders, giving clients access to a wide range of competitive home loan products and flexible lending solutions.
Whether you’re buying a home in Brisbane, investing in property, or exploring borrowing through your SMSF, Natloans delivers smart finance strategies tailored to your goals.
Awards and Achievements
♦ 2025 The Adviser Asset Finance Broker of the Year – VIC – Finalist
♦ 2016 – 2025 AFG Personal Loan Broker – VIC – Winner
♦ 2022 The Adviser Finance Broker of the Year – VIC – Finalist
♦ 2015 MFAA Finance Broker Business – VIC – Finalist
♦ 2015 The Adviser Asset Finance Broker of the Year – VIC – Winner
♦ 2015 AFG Personal Loan Finance Broker – VIC – Winner
♦ 2009 – 2014 AFG Equipment Finance Broker – VIC – Winner
Client Experience
Quick stress free, communication was top quality. And Michelle is always a pleasure to deal with.
Very professional service with an easy application process. Michelle Douthie made it a very simple process for vehicle finance.
Was genuinely a pleasant experience with Natloans. They were recommended by my previous broker who was retiring and couldn't be happier with the professionalism and quality of service.I had the pleasure of dealing with Saskia Coleman who was very knowledgeable, transparent, and very patient throughout the entire process of getting my first home. I would definitely be a returning customer if I need to utilise the services again in the future.
5 Stars wish there was 10 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️I cannot thank Alanna and the owner, Mary, enough for their incredible assistance during a very difficult time in my life. They helped me navigate a hard situation and secured the funds I needed with very little stress on my end.These guys truly know their stuff. Instead of submitting 10,000 different applications and hoping for the best, I highly recommend speaking to them first. They took the time to understand my situation and found the perfect lender with the right terms for me. They made the entire process so simple and stress-free.I would highly recommend them to anyone needing personal or business finance. Because of this outstanding experience, I will absolutely be using them for all my financial needs moving forward—not just for my personal wealth, but for my business needs as well. Thank you again, Alanna and Mary!
Michelle went above and beyond. With her huge efforts and support she was able to help me in getting the loan I needed. She was very personable, her communication was great and always showed she cared each step along the way. Would happily recommend Michelle. D from Natloans 😊
I cannot recommend Natloans enough, i dealt with a wonderful lady Jess Leggett.,who couldn't have done enough to make sure things ran smoothly and no question was treated as silly.10/10
Jonathan at natloans made this process for me very easy for me and I would definitely go back
⭐⭐⭐⭐⭐ 5 Stars – Exceptional Mortgage Broker Service from Start to FinishWe are beyond happy with the service Jonathan provided from the very beginning right through to settlement. His professionalism, honesty, and support made the entire process smooth, stress-free, and incredibly efficient.Jonathan went above and beyond to make sure we understood every step, kept us updated at all times, and worked tirelessly to secure the best possible outcome for us. His communication was excellent, and he was always available to answer our questions — no matter how small.The settlement process was seamless, and everything was handled with such care and precision. We felt supported, respected, and genuinely looked after throughout the whole journey.We are extremely grateful for Jonathan’s dedication and expertise. We highly recommend him to anyone looking for a trustworthy, reliable, and outstanding mortgage broker.Thank you, Jonathan, for making this experience so positive. We truly appreciate you!
Jonathon Dhondee was amazing to deal with! He made my last-minute top-up so easy and stress-free. His service was excellent — everything was explained clearly, and he kept the whole process simple from start to finish.Thank you Jonathon for your help and for making everything so straightforward. Highly recommend.⭐️⭐️⭐️⭐️⭐️
Saskia made our mortgage application feel effortless. Her clear communication and grounded support removed all stress and confusion—what could’ve been overwhelming was truly a walk in the park. Grateful for her wisdom and guidance!
The whole experience with the loan process was amazing! Everything was handled so quickly and professionally — I was honestly blown away. I will definitely be using your services again and will gladly recommend you to my friends, family, and colleagues. Thank you so much! 🙏
Michelle from Natloans has looked after me so well, I’m beyond thankful to her. She helped me get the right loan for me, she was kind and courteous and clear through out the whole process. Could not recommend higher
Thank you to Declan and the team at Natloans once again! We have been using Natloans for years and will continue to use your services in the future. Declan gave us the support from beginning to end and ensured a smooth and easy transaction with our recent refinance. Highly recommend Declan and the entire team at Natloans.
I had an excellent experience with NatLoans. From start to finish, the entire process was smooth, transparent, and surprisingly fast. The customer service team was friendly, knowledgeable, and genuinely committed to helping me find the best loan option for my needs.
I recently needed to take out finance, and Jessica was my broker throughout the process. She was absolutely incredible to deal with — thorough, supportive, and genuinely invested in finding the best possible outcome. She explained everything clearly, in basic English, answered all my questions without judgment, and approached the entire process with care and professionalism. What could have been a stressful experience felt completely manageable thanks to her guidance. I highly recommend Jessica and the Natloans team to anyone looking for a broker who truly goes the extra step! Thanks so much Jess ⭐️🫶🏼
At first I thought I’ll speak to someone local face to face as soon as I spoke to Jonathan it was not what I expected and got approved the next day.The second time was a bit tricky but also was a smooth approval, regardless of the calls I made he never sounded annoyed.Jonathan has a trustworthy comforting approach over the phone and very professional at the same time, I was really stressed with paper work and had many other things happening at that time, but Jonathan helped me over the hurdles step by step.The entire team obviously work together in harmony because I remember talking to Mary as well she was also great over the phone.I give Jonathan and 10/10 five star and beyond, anyone who deals with him will know what I'm saying is true.Thank you!Joe
Michelle has been exceptional as a broker. Treated me like a person and not as a number. My age was an obstacle in my application, after providing her with all infos she required, she managed to find a solution for my needs. I would highly recommend Michelle and NatLoans for all your borrowing needs.
I would like to thank Jessica Leggett from Natloans Pty Ltd. This is a long time coming as it was about 3 months ago she helped me get a vehicle loan. Jessica was the nicest lady and very helpful in all my questions I had and answered them very fast. I highly recommend natloans and also Jessica to gain any loan and when ready for my next loan I will be calling her back again. It was a pleasure and I thank you very much. Peter
Contact Details
Phone: 1300 955 791
Address: Level 1/470 St Pauls Terrace, Fortitude Valley QLD 4006
Current Offer:
Consultation
3. Brisbane Home Loan Brokers
- 5.0
- 100%
Brisbane Home Loans offers clients a comprehensive solution for various lending needs, including Home Loans, Investment Loans, Car Loans, Business Loans, Personal Loans, Commercial Loans, and Asset Loans. Clients can benefit from dealing with a single point of contact while Brisbane Home Loans manages interactions with numerous lenders to secure the best deals across all categories.
This approach enables Mortgage Brokers to fully understand clients’ overall financial lending requirements, fostering a relationship that simplifies accessing the right loan at the right price. The vision of Brisbane Home Loans is to eliminate the complexity, stress, and effort associated with financial lending, providing clients with reliable, low-cost loans tailored to their individual needs.
Client Experience
Incredible experience dealing with Daniel and Karen. Thank you both for your help!
This is the second time that Jordan has helped me and both times the service has been exceptional! Jordan stepped me through the process , was incredibly helpful and made the entire process easy! Nothing was too much trouble and he always made sure I understood what was happening and when. I wouldn't hesitate in recommending him to anyone. Thanks again.
Daniel, Karen and the team at Brisbane Home Loans have helped us out so many times. Great communication, great advice/guidance and exceptional product knowledge. Simply they are terrific from start to finish! Highly recommend
I had an excellent experience working with Jordan. He communicated well, listened thoroughly and was able to find me options that worked for my niche circumstances. I'd absolutely recommend him to any of my friends and family looking for their loan.
Jordan helped us buy our first home, made the entire process extremely easy for us. He was super friendly to talk to and happy to answer any of the questions we had. Would highly recommend him to anyone looking to buy a property.
Seamless communication, highly experienced providing a broad range of options and targeted recommendations.
I had an amazing experience working with Daniel to get the finance sorted for my first unit. He was incredibly efficient and was always available to answer my calls and texts—no matter the time of day.Daniel made the entire process so much easier and less stressful. I’m truly grateful for his support and guidance and I couldn’t have done it without him!Highly recommend his services to anyone looking for reliable and responsive finance assistance.
Jordan helped us buy our house. His work took a lot of the pressure off of us so we could focus on finding our place. I highly recommend Jordan he was upfront, and negotiated a great deal for us and handling the bank loans made our life easy. If I ever buy again I'll definitely come back to him.
These guys will take care of you, no matter how many questions (Silly or not ) these guys will answer it, we got our dream home and first home thanks to these guys and I can’t thank them enough, special thanks to Daniel for the amazing work, professionalism and honesty
Daniel and Karen have been an absolute pleasure to do business with during the process of financing our new home. With very little knowledge of the process, they have been very informative and reassuring along the way, with a fantastic final outcome. Daniel's knowledge of finance is second to none and Karen has been extremely helpful with her background in real estate, and we will absolutely be using Brisbane Home Loan again in the future.
Having come highly recommended from friends, From the moment we met with Jordan Sorbello we knew we were in very good hands.Jordan's professionalism and ability to provide us with options in a clear and concise manner, made it easy to make the right choices.His knowledge and advice was priceless in our opinion. We felt extremely supported and never doubted the advice we were given.If you are looking for a genuine and reliable mortgage broker with extreme attention to detail. We highly recommend Brisbane Home Loans.Thank you Jordan for making our dreams become a reality!
Jordan Sorbello is hands down the best mortgage broker we’ve ever worked with! From the very first conversation, he made us feel like a priority, taking the time to understand our needs and guiding us through every step of the process with clarity and professionalism.What truly sets Jordan apart is his dedication to his clients. He worked tirelessly—even late at night and during the holidays—to ensure everything stayed on track. No matter when we had a question or needed guidance, he was always available, responding promptly and providing expert advice. His commitment to making the process as smooth and stress-free as possible was incredible.Not only did he secure us an amazing mortgage deal, but he also made sure we fully understood all our options, empowering us to make the best decision for our future. His knowledge, patience, and unwavering support made all the difference, and we couldn’t be more grateful.If you’re looking for a mortgage broker who truly goes above and beyond, Jordan Sorbello is the one. We can’t recommend him highly enough and will definitely be turning to him for any future mortgage needs!
I recently refinanced my home loan with the support of Brisbane Home Loans, and the experience was amazing! A huge thank you to Daniel and Karen for making the whole process so easy and stress-free. They were super knowledgeable, always available to answer my questions, and kept everything moving quickly and efficiently.What really stood out was how friendly and approachable they were – it felt like they genuinely cared about getting the best outcome for me. I was a bit overwhelmed by the idea of refinancing, but they made it so simple and straightforward.I couldn’t be happier with the result and highly recommend Brisbane Home Loans to anyone looking for a smooth, hassle-free experience. Thanks again, Daniel and Karen – you’re absolute legends!
Absolutely amazing service from Daniel. fast and thorough work with an eye for detail and great customer service. Would recommend to anyone, don’t waste your time going anywhere else.
Daniel went above and beyond to help my husband and I in a moment where another broker had let us down. Daniel was professional, knowledgeable, kind and took time to clearly explain what the best options were for our circumstances. We really appreciate Daniel going the extra mile to turnaround formal approval on our mortgage in such a short window and have since recommended Daniel to a number of other people.
Great service and super helpful. My partner and i were very impressed with how seamless Daniel made the process. I would highly recommend Brisbane Loans for your next home purchase.
We could not be happier with our experience in dealing with Brisbane Home Loans. Daniel’s patience and attention to detail was fantastic. We know we would not have received the same level of care elsewhere and we are very thankful we chose them to handle our home loan. Highly recommend this business!
Daniel is amazing, he was there every step of the way to help us on our journey to buy our home. He provided the up most professional service.
The team at Brisbane Home Loans are the best of the best.Having recently arrived from NZ we couldn't have had better people on our side.Daniel and Karen were awesome to deal with and right from the start of our journey it was obvious we were in great hands.Karen was so generous with her time, and provided a lot of detail on every property we were considering, providing sales and market history on both the property and the neighboring properties.Daniel secured our finance quickly and provided all the costs etc across a broad price range.They are very caring and helpful people and we would highly recommend them to anyone considering purchasing their property.Stu and Kate.
We had an excellent experience working with Jordan. From the initial consultation to the final approval, he made the entire mortgage process seamless and stress-free. Jordan was incredibly knowledgeable, patient, and responsive, always available to answer our questions and provide guidance. He secured a fantastic rate for us and ensured that everything was handled efficiently. I highly recommend Jordan to anyone looking for a trustworthy and skilled mortgage broker. Thank you for your exceptional service!
Would have given 6 stars if I could! Daniel was able to find a solution to securing finance for our new home where two other brokers had failed. He was able to think outside of the box and creatively find a way forward within our very complicated circumstances. He’s a sharp young man with the right skills, who works tirelessly with integrity and is able to keep the bigger picture in view. Very professional yet personable. Highly recommend to anyone needing home finance, particularly to those who have more complicated circumstances or have had other brokers fail to get things across the line.
I would like to thank Daniel Trotter for his expertise in helping my husband John and I refinance to another mortgage lender. His professionalism, patience and respect was shown on all occasions of our dealings with Daniel.I would definitely recommend Brisbane Home Loans and being guided by Daniel for all your mortgage and financial needs.
Thanks guys. I've never had a refinance settle 15 days from application before. I appreciate how fast and simple the entire process has been, and of course, the savings. Thank you Daniel 🙏Kind regards
Daniel from Brisbane Home Loans & Mortgage Brokers assisted us to refinance our mortgage across to a new provider at a much better interest rate. We found his service to be nothing short of extraordinary.He is friendly, professional, capable, honest and dedicated. At every milestone throughout the process he did exactly what he said he was going to do, was always contactable and if not, returned calls within 30 minutes.A fantastic experience and we would recommend him 100% to anyone looking for a stress-free, successful refinancing solution.
Could not recommend Brisbane Home Loans more highly. We are first-time home buyers and Jordan helped us evaluate our borrowing capacity multiple times and find a home loan that worked for self-employed folks. He is incredibly patient and a great communicator, which made the process much less stressful. When asked, he was also able to recommend other services that were excellent as well. Not sure where we would have been without him and wpuld definitely recommend him and the BHL team.
Contact Details
Phone: 07 3889 9250
Address: Suite 20/357 Gympie Rd, Strathpine QLD 4500
Current Offer:
Consultation
4. Loan Market
- 5.0
- 100%
Choosing the right home loan is crucial as it can significantly impact your quality of life. Loan Market Brisbane emphasises the importance of selecting a loan that suits individual needs and future plans. They ask about financial goals and potential life changes to ensure clients are involved in the decision-making process every step of the way. The goal is to make clients feel confident in working with them, whether refinancing, moving, or investing in property. Their greatest satisfaction comes from helping people meet their financial needs and live in their dream homes.
Services:
- First Home Loans
- Next Home Loans
- Refinancing
- Investment Loans
- Pre-Approval
- Personal Loans
- Commercial Loans
- Asset Finance
- Car Loans
- Business Loans
- Construction Loans
- SMSF Loans
Client Experience
Thank you to the Loan market team!Andrew and Amanda executed the process seamlessly, showing genuine care for our needs along the way. We couldn't have asked for better service from all involved.
Professional, responsive, and knowledgeable. Our broker made the loan process easy and stress-free, Highly recommend
We had an excellent experience with Loan Market, and in particular Amanda Girling, who was outstanding throughout the entire process of getting our home loan across the line.Amanda was consistently on point — informative, proactive, and extremely easy to deal with. What really stood out was her attentiveness and clear communication at every stage, which gave us complete confidence during what can often be a stressful process.A big thank you as well to Andrew Timms and the broader team for their support. We couldn’t be happier with the service and would have no hesitation in recommending Loan Market to anyone looking for a broker who genuinely goes above and beyond.Highly recommended.
Amanda was incredible to work with from the beginning to the end of our home loan process. She was able to get me a higher loan than we had even thought and was incredibly contactable throughout the entire process. Amanda absolutely knows what shes doing and has been a huge help for us in our investment journey. Highly recommend her if you're looking for high quality and prompt broker servives.Thanks again Amanda!
Outstanding Service from the Whole TeamI recently refinanced my home loan with Loan Market Andrew Timms, and I couldn’t be happier with the experience. From start to finish, every member of the team was professional, knowledgeable, and genuinely attentive.What stood out most was how they listened carefully to my concerns regarding the ethical practices of my current bank and my reasons for my bank of choice. They respected my values while ensuring I was fully informed about all available options. Their guidance was clear, transparent, and tailored to my situation, making the refinancing process smooth and stress-free.It wasn’t just one person who impressed me. Every staff member I interacted with was excellent. The team’s commitment to providing personal, ethical, and expert advice really made a difference.If you’re looking for a mortgage broker that combines expertise, integrity, and outstanding client care, I highly recommend Loan Market Andrew Timms.
We’ve used Andrew Timms and team twice now to finance our loans and they have proved time and time again to be very reliable and responsive to short finance deadlines. The team are very experienced and supportive to deal with making the application process less stressful. I highly recommend Andrew and Kelsey!
Can't speak highly enough of Andrew and his team at LoanMarket. We have now dealt with Amanda twice and as a business owner nothing about getting a mortgage is straight forward but such a complicated process can be made easy and comfortable with a professional team like Amanda and Andrew. Thank you
First time I've used a mortgage broker, I dealt with Steve and Tanya from Andrew Timms team, they are both really helpful and very responsive. Steve did a great job finding us competitive options for our investment property. I'd happily work with them again and recommend them.
Loan Market was recommended to us by a local real estate agent and I am SO pleased we decided to work with Andrew and his team! Kudos to Amanda Girling who did most of the grunt work for us, you were amazing! We secured a great deal and any hurdles along the way were handled by Amanda minimising any stress to us. Andrew, Amanda & Tanya, thank you for helping us into our lovely new home, we could not have been happier with your service!
I had the pleasure of working with Steve and Tanya at Loan Market, and I cannot recommend them highly enough! From start to finish, their service and professionalism were outstanding. They took the time to understand our needs and provided tailored solutions that exceeded our expectations. Their expertise and dedication made the entire process smooth and stress-free. Steve and Tanya were always available to answer my questions and kept me informed every step of the way.Thank you both for your amazing service!
I'd like to thank Kelsey at Loan Market for all of her help ensuring I was successful with my home loan. We had some unforeseen hurdles but Loan Market were amazing and went above and beyond. I can't thank them enough!Thank you again Kelsey, Andrew and team.
Really appreciate Andrew and the team. Did all the hard work listening to a pretty unique situation involving re-finance, visas and a bunch of tricky options. The team synthesised all of that, narrowed down the options and came up with a great plan. Re-financed and new property purchased with an expedited contract as well! Thanks a million.
Loan Market provided an exceptional service to help secure our first home loan.Loan market were incredibly timely and were always available to discuss any questions we had.5 star service.
Very easy and very responsive mortgage brokerage services, including great after-sales service. Thanks for helping us get over the line!
We are so glad that we decided to go with Andrew and his team to secure our finance. Being self-employed always involves working through a lot of documentation. Andrew—and a special mention to Kelsey—was great to work with. The systems they have in place, along with their experience and expertise, ensured that gaining approval from our chosen lender was very straightforward. We would highly recommend them.
We have used Andrew Timms and his team several times now. Process has always been seamless, professional and accommodating. I recommend him to friends and family often.
Excellent experience and fully recommended using Andrew Timms and his team.
Andrew, Steve and Tanya were great to deal with. The team were very informative and we relied on their expertise a lot throughout the selection process. Thanks again
Thank you to Kelsey and Andrew for the great service and assistance with buying our first home and making the process as smooth and painless as possible.Highly recommended.
We have been with Andrew for 5 years and he has always provided excellent communication and you can tell he really cares about getting you the best result. Amanda and the rest of the team also provide excellent customer service and keep you posted as your application moves through the process. I highly recommend Andrew and team to everyone i know!
Have been working with Andrew and his team since we purchased our property in 2020. Exceptional service and personable team. Can’t recommend highly enough
Highly recommend Andrew Timms and his team .Their professionalism and dedication to supporting customers in their home loan journey is first class. Special mention to Steve who went over and above and was with us every step of the way. Thank you Team Timms!
"We bought our first home with Andrew, who got our loan approved quickly. After three years, we chose Loan Market to refinance, and once again, Kelsey and Andrew looked after us. They’ve been consistently delivering exactly what we needed, and the process was always swift. A well-deserved 5 stars!"
Andrew Timms and team (Kelsey B) were responsive, interested in our circumstance and keen to help us throughout the property purchase process. They were friendly and professional and worked as a team as required to ensure the anticipated outcome was met. Thank you!
AMAZING!! Ive just had a wonderful experience using these guys… They literally took care of everything and provided such a seamless experience. Andrew and his team are so great. Special call out to Kelsey who was so friendly and helpful and really went the extra mile for me!! 10/10
I recently used Loan Market with Andrew Timms for my first mortgage. Using a buyers agent, it took 9 months to find the right property. During this time, Kelsey completed 2 pre-approvals for me. However once the right property was found, there was a requirement to act immediately regarding finances.The thing that differentiated them from other brokers I had been talking to was the fact that they actually cared about me and that I wasn’t just another customer. Throughout the entire 9 months both Andrew and Kelsey were always reachable by phone and always quick to respond by email, and ended up having my mortgage formally approved within 2 business days of signing the contract.They made the stress of securing a mortgage that little bit easier and I would not hesitate to strongly recommend them to anyone trying to secure the best mortgage for their property purchase.
Andrew and his team were fantastic from the very start.We had a few complicated loan situations and it was really overwhelming for us to try and tackle. Andrew and his team really broke it down in simple terms and made the entire process seamless and also offered a lot of support to us even after settlement.We've used the team now several times and every time has been such a simple and easy solution. I would (and do) recommend them to everyone!
Kelsey was really great to work with. She was always quick to respond, super efficient and got my finance sorted in a short timeframe. Tanya was also really helpful with the settlement process. They made the whole process stress-free. I highly recommend them.
A big thank you to Andrew Timms and the team for, yet again, making what can be a very stressful experience (getting the right home loan) into a smooth and easy process. Kahler Bates and Kelsey Bushell were also instrumental in our experience, and not to be forgotten. This was the second time that we engaged Andrew, and it felt very safe and reassuring to work with a team that genuinely cared for us and that also took the time to explain everything. And many times over, I may add... But they didn't mind the extra time it took to make sure that we understood properly what was needed and guided us every step of the way. We recommend Team Andrew Timms whole heartedly and who knows, maybe we'll buy yet another property one day! If we are, we'll definitely call them again. Well done everyone!
Andrew Timms came recommended to me by a family member, he and his team helped me to refinance and it was a great experience from start to finish. There was a sense of urgency from the team that is appreciated and the process was very straight forward. Would work with them again and recommend to others.
Contact Details
Phone: 07 3220 2022
Address: 42 Manilla St, East Brisbane QLD 4169, Australia
Current Offer:
Consultation
5. North Brisbane Home Loans
- 5.0
- 100%
Founded in 2002, North Brisbane Home Loans was established to provide a local, trustworthy, and community-oriented brokerage service. Their unwavering focus on the customer ensures that needs and priorities are met from initial onboarding through to post-settlement. Recognising that securing a home loan is one of the most significant financial decisions most clients will ever make, North Brisbane Home Loans takes this responsibility seriously. Whether it’s a $300,000 loan or a $2 million loan, they are committed to finding the right product to suit each customer’s unique needs.
Services:
- Self Employed Home Loans
- First Home Buyer Loans
- Refinancing Home Loans
- Next Home Mortgage Brisbane
- Investment Property Loans Brisbane
- Renovation Loans Brisbane
- Construction Loans Brisbane
Client Experience
We highly recommend the service of Paul and the team at NBHL. We’ve accessed the team’s knowledge and expertise on two occasions now and have been blown away by their service and support. We found Paul to be both personable and professional, and extremely responsive to all communication. We are very grateful for their work.
Bought my apartment from them about a year ago. Was recommended by a friend of mine. Absolutely amazing work and willing to go the extra mile. Interacted with most of the team, each and every one of them are the best there is. - Matt.
Matt made the home buying process process massively easier for us. Being first home buyers we went into this with no experience. We had heard that the team you have can make or break the stress of it all. Matt and the team at NBH were was always within reach, were very knowledgeable, and were resiliently patient with all our questions. We appreciate all the extra effort they put in to make it a smooth operation
Matt and the team couldn't have been more helpful. We went from initial enquiry to loan approved in a very short space of time. This is the 4th time we have used NBHL and couldn't recommend them any higher!
I had a fantastic experience working with this team. They provided thorough information and are my top choice for brokering.
I never thought finance (even a bridging loan) would be the smoothest, most stress-free part of our home purchase process. Working with Brodie was excellent; he was calm, friendly, and always quick to respond, handling all the communication and guiding us through each step. When he wasn’t available, Georgia and Molly were just as helpful and across our application.We got exactly the outcome we wanted and would recommend the team without hesitation. Thanks legends!
We partnered with North Brisbane Home Loans to help secure financing for our first home. Matthew was very helpful, prompt, and moved at a fast pace - making sure we secured what we needed to succeed. Highly recommend, thank you
Matthew and the team at North Brisbane Home Loans turned what felt like a pipe dream of owning our first home into a reality. Matthew was able to demystify the process for us and help us confidently purchase our own home within a very tight time frame! We can’t thank him enough for his generosity, guidance and expertise.
Couldn’t recommend these guys enough. Matthew as well as all other staff went above and beyond with helping me out secure my first home! They were very easy to deal with, explained everything very clear and promptly kept me updated!
Brodie and the wider team were incredible to deal with. Diligent, approachable, and always provided an amazing level of expertise and service. We are so grateful and we wouldn't hesitate to recommend NBHL to anyone.
Absolutely amazing experience purchasing my first home with Pat & the team! 👏 thanks again team!
10+ Years of Exceptional Support – Wouldn’t Go Anywhere Else!!I've been working with Pat and the team for over 10 years now, and honestly, I wouldn't go anywhere else for home loan advice. They've helped me through multiple property purchases and every time the service has been exceptional.What stands out most is how personal and genuine the experience is — you're not just a number. They take the time to really understand your needs and always come back with clear, honest advice. Nothing is ever too hard, and their responsiveness is incredible — always on the front foot, always calm, and always professional.You can really feel the care and pride they put into what they do. I’ve recommended them to friends and family over the years and will continue to do so. It’s rare to find people this dependable, knowledgeable and easy to work with.Massive shout out to Brodie in the team for the help recently, truly awesome and a pleasure to deal with!!!Highly recommend.
Great experience! Super easy, low stress, and everything was pretty much on time with the expected dates (not that NBHL have any control over the banks, but they advised us of expectations with this particular lender hahah).Thanks Brodie and team!
I can’t speak highly enough of Pat & Di. They were extremely helpful throughout the entire process and made what can often be a stressful experience feel smooth and straightforward. Their communication was clear, timely, and always reassuring. From start to finish, they were professional, supportive, and genuinely had my best interests at heart. I wouldn’t hesitate to recommend them to anyone looking for knowledgeable and reliable lending support.Thanks again, Pat & Di – you made the whole process so much easier!
We had an outstanding experience with North Brisbane Home Loans when buying our first home. Pat, Di, and Jake were incredibly supportive throughout the entire process. Their communication was always clear and timely, and they made sure we were well-informed at every step. Their guidance was invaluable, they explained everything in a way that made the whole journey feel much less overwhelming. We’re so grateful for their help in making our first home purchase a smooth and positive experience. Highly recommend!
To Pat, Di, Fiona and all the team at North Brisbane Home Loans a massive thank you. Refinancing my home after a relationship split. Service was exemplary and turn around time outstanding. Pat was excellent in highlighting my options and securing me the right lender. Would Highly recommend!!!
We thoroughly recommend North Brisbane Home Loans. They assisted us with our loan application when we purchased our home and then helped us with a loan variation later on. Both times, everything went smoothly. Pat, Fiona and the rest of the team are wonderful.
I had my first home owner experience with NBHL and have continued to utilise their five star service throughout my refinancing process. Pat and Di have communicated with me throughout and made it so easy to navigate a space I’m very easily confused by. Thanks to NBHL for their continued support of my life goals! 🤩
Been with Pat for several years. He is the best ever knowlegable and approachable mortage broker. I high recommend this company for anyone who search for the best. 🙂
We had a great experience working with Pat and Jake. From start to finish, they were incredibly responsive and made the whole process easy. They kept us in the loop with clear, timely communication and answered all our questions, no matter how small. Their expertise and dedication took the stress out of securing our home loan. We highly recommend Pat and Jake to anyone.
Pat and Jake were absolutely fantastic! As first-time homebuyers, we were just looking to get our foot in the door, and they made the entire process smooth and stress-free.They provided us with all the information we needed, answered every question with clarity, and went above and beyond.Highly recommend their services to anyone looking for a knowledgeable and supportive mortgage broker!
Knowledgeable, Professional and CalmBack in 2021 a colleague referred me to Patrick, we weren’t ready to buy yet but wanted to meet Pat as he had helped my colleague with his family home, plus 2 additional investment properties. My colleague was so impressed by the services offered by Pat that I had to meet him for myself! He didn’t disappointment, we decided after our first meeting on a plan and locked in to touch base again in a years time!1 year later, everything was in place and Pat helped us put everything in place and we are now proudly living in our new family home!Many healthily conversations were had, and Pat is really knowledgeable but we also appreciate his cool and calm manner.We will not hesitate to refer him and North Shore Home Loans to friends and family. We will also definitely be reaching out again when we expand our investment portfolio in the future.
We worked with Brendan at NBHL as our broker, and he was incredibly knowledgeable and supportive throughout the entire home loan process. He patiently answered all of our questions—no matter how many we had—and made sure to explain everything in a clear, understandable way. His prompt responses to emails and consistent communication were invaluable. We can’t recommend Brendan from NBHL highly enough. Thank you so much!
We highly recommend Pat, Di and Jake from NBHL - they provided great communication, expert advice, were easy to get hold of and were super friendly. They made buying our new home so smooth and hassle free - if you're looking for a mortgage broker definitely contact Pat at NBHL. Thank you all for your help, we truly appreciate it.
These guys are 5 star for a reason.I will not be going anywhere else. Pat and the team are amazing and the whole process was stress free. They are organised and definitely know their stuff. Highly recommend
I highly recommend NBHL, they were super helpful, very knowledgeable and easy to get in contact with. Pat and Jake assisted and explained every step of the process. They made the process of arranging a home loan less stressful.
Had a very easy and well imformed experience with Pat, Di and the team at NBHL. Our situation was a little challenging but Pat and Di were able to package our application up perfectly and have it approved quicker then we could have imagined.We have had extremely positive feedback from our solicitors with how NBHL communicated effectively keeping them up to date constantly and keeping them well informed.I will definitely be recommending NBHL to friends and family.
I changed my mind several times, yet the team was quite patient to help me with alternative plans. I'm actually sorry for giving them all the drama.Anyway, good team, excellent service.
We had a great experience with Pat and Jake, who were very helpful through the whole process. They both worked efficiently , took pride in their work and clearly laid down all the options, and listened carefully to our needs. They took great consideration into our circumstance to recommend the best home loan options for our family and what we are looking for.If you are looking for trusting, knowledgeable, and efficient mortgage brokers, Jake and Pat were fantastic and helped make the process seamless and stress free. I highly recommend them and appreciate the work they have done for us.
Exceptional Service and attention to our personal circumstances.Pat and the whole team at NBHL went over and above to navigate our personal requirements for lending. Our financial structure is not straight forward and Pat's attention to detail right from the start meant that the whole process was a smooth as possible.The support team also played a huge role at settlement and were able to provide quality information that assisted to alleviate the final hurdles in an extremely timely manner.The NBHL team took the stress out of our big purchase and we're now one step closer to retirement dreams. We highly recommend their services.Thanks Pat, Di and the team.
First Class Experience! My experience with Patrick was truly first class. From start to finish the team kept me fully informed on the progress of my home loan application. As a first time home buyer everything was explained clearly and simply. Communication was key and they certainly delivered. I would highly recommend Patrick and his team.
Working with Pat and the team at NBHL was an absolute pleasure. They were proactive, communicative, and went above and beyond to find us the best deal. They were happy to answer any questions we had, and always got back to us really quickly. Their expertise and attention to detail made the entire experience stress-free. We're grateful for their amazing service!
Very Good service. Buying a house is a daunting task,The stress that goes with not only dealing with the lenders, Real Estate, Etc.Having someone that is in your corner to guide you through what a times seems impossible.With Pat and the team, made it so much easier, believe me.Everytime we had any doubts about what to do next, The team were only a phone call away.Thank you Patrick and all the team for your support.If i had to do it again, I will certianly use their services again.A job very well done.
We chose North Brisbane Home Loans based on google reviews initially and that was the best decision we made! Pat, Di and Jake were so patient and kind! We also had a very complicated situation, but they went above and beyond to make sure we got our loans finalised. Communication was seamless and very quick, even when we emailed them during the weekend. We cannot thank you enough for your patience and support through out this process. We would recommend North Brisbane Home Loans to anyone!
Pat & Di have helped us twice in purchasing a home. They are absolutely fantastic. They key for me was that they were always there for us & helped us in every possible way. We could not have asked for better service & strongly recommend to others looking to buy a property.
Pat and Fiona are a dream team. As nervous first home buyers, they stepped us through everything. They were very accessible for appointments and had frequent, open communication I needed at all stages of the process. They are thorough and experts at what they do, helping us to get into a property faster and easier than we thought possible. They also got us an amazing interest rate. Highly recommend to anyone and will definitely be using them in the future for any subsequent purchases or refinancing.
Contact Details
Phone: 07 3889 9719
Address: Aspley Hypermarket, 59 Albany Creek Rd, Aspley QLD 4034
Current Offer:
Consultation
6. Mortgage Choice Fortitude Valley
- 5.0
- 100%
At Mortgage Choice Fortitude Valley & Ashgrove, a dedicated team of mortgage brokers and client liaisons specialises in helping individuals achieve their lifestyle goals. Through a holistic approach, future wealth is empowered by providing personalised mortgage solutions that align with individual goals, ensuring that the journey to homeownership is uniquely tailored. Expert and tailored advice is always available. Reach out today if you’re considering purchasing a first home, upgrading to the next, renovating, expanding a property portfolio, refinancing, or downsizing. It’s never too early to discuss a path to a financially fantastic future with a mortgage broker.
Services:
- Mortgage Broking
- Home Loans
- Refinancing
- Commercial Loans
- Car Loans & Leasing
- Debt Consolidation
- Upgraders / Movers
Client Experience
Highly recommended. They made the buying process both possible and pleasurable with fast, efficient service. Will gladly use again and recommend to others. Thank you.
Keely was amazing for my first home purchase. She had a can-do mindset and explained all my options clearly. She also checked in 6 months after as promised to do a revaluation, resulting in an interest rate reduction without me having to lift a finger. Highly recommend! Thanks Keely and the team in Fortitude Valley.
I highly recommend Renee. During my recent home purchase, she was clear, honest, and upfront about my options, helping me find the right lender for my circumstances. The entire process was quick and efficient. I also want to acknowledge Kristin, who made the paperwork side of things seamless. Even while I was overseas during the loan application, everything continued smoothly without interruption. Thanks to both Renee and Kristin for making what could have been a stressful experience feel effortless.
Renee Cunningham has helped me with a mortgage and refinance over the past 4 years, Renee also helped my little sister in another state buy her first home. Renee's professionalism, commitment and honesty goes above and beyond and i can't recommend her highly enough. Do yourself a favour for all your mortgage needs, give Renee a call. Thanks Renee and looking forward to doing more business with you in the future. Clint
Great experience with Keely and Kristin from Mortgage Choice Fortitude Valley. This is our third property purchased through Mortgage Choice and I highly recommend the group. Keely and Kristin navigated us from pre-approval through to settlement, their advice was a constant reassurance that guided our decision-making.
Keely was absolutely incredible to work with. She got my loan approved in record time, handled every detail with professionalism and care, and made the whole process stress-free. She truly went above and beyond, I couldn’t recommend her more highly!
Renee Cunningham at Mortgage Choice was extremely helpful and took us through the process step by step - no question too dumb! This is the second mortgage for us and we'd go back again!
where do I start? My wife and I are so incredibly grateful for the outstanding service we received by Lee at Mortgage Choice—it’s honestly left us speechless! The team’s patience was beyond anything we’ve ever experienced; they took time to listen, answer every question, and make us feel like we were their top priority. Every detail was handled with such care and professionalism, yet it felt so warm, like we were family. To Lee your team’s kindness and dedication have made such a difference to us, and we can’t thank you enough. As a business owner it’s not always easy to navigate such a challenge and over months of delays due to unforeseen circumstances… you delt with all quick and efficient, even in your own time . We’ll be singing your praises to everyone we know!
Thank You Kristin & Keely! You did an Amazing jobI couldn’t ask for a Better Team!
Renee, Kristin, and Caroline’s support in helping us buy the home we had always dreamed of was nothing short of extraordinary. Their dedication went far beyond our expectations. With a wonderful personal touch, they never gave up on us — always showing compassion, patience, and genuine understanding every step of the way.What could have been a stressful experience was made smooth and so much easier thanks to their guidance and care. We truly felt like they became part of our family, and we miss the warm, uplifting conversations we shared throughout the journey.We wholeheartedly recommend this amazing team — truly the best in the world.Thank you, ladies, for such an incredible service.We miss dealing with you all!With love and gratitude,Yoshi and Andrew
My partner and I had a wonderful experience with Caroline at Mortgage Choice. She made the whole process of buying our first home less overwhelming with her knowledge and expertise. We really loved that Caroline reached out to multiple banks in order to secure us the best possible home loan, which is something our previous mortgage broker had not done. Once we had purchased our home, the bank that had initially offered us the best detail changed their rates, and Caroline didn’t hesitate to reach out to other banks and find us a much better deal. It was lovely working with her. We are very grateful we found a reliable broker who really had our best interests in mind, and took the time to talk us through each step along the way. Thanks again Caroline!
We have engaged Caroline and her team on multiple occasions now. Their service is always professional and extremely committed to getting us the best deal. Many thanks once again!
Couldn’t recommend Mortgage Choice in Fortitude Valley highly enough. Renee was incredible, helping us over multiple meetings across 2 years to put all the right steps in place to set ourselves up. And when the time came Renee and Kristin made the whole process incredibly easy. We’ll be back for our next purchase, no question about it! Thanks again for the help and support.
We have been working with Caroline and the team from Mortgage Choice Fortitude Valley for 16 years. Caroline has helped with the mortgages to purchase 3 homes and has always made the process seamless. We couldn’t recommend the team highly enough.
Both Renee and Kristin were a great help and made the process as smooth as possible. Thank you!
Efficient, fast, polite and understanding....you are the BEST of the BEST and we cannot thankyou enough....
Building a home is the biggest stress we went through as a family. So many variables and a lot of things can go wrong. It's always nice to have a one constant that you can really really trust.For us, Kristin, Renee and the team was that constant. They took all our stress away and helped us step by step.Day, night, weekdays, weekends, public holidays, whatever it is, Kristin always responded and stood by our side.Thank you so much team. Looking forward to work with you in our future properties as well.
Sensational experience from a first home owner. Thanks Renne & MC FV Team! 🥇
The Mortgage Choice Fortitude Valley under Caroline's leadership is the best one! First, they are willing to listen to your needs, assess it, doing the financial figures before giving their best honest financial advise. Caroline will tell you straight in the face what you can or can't afford, not wasting time. I even tweak a couple times the purchase figures up or down, P&I or interest only, variable or fix rates, there was no issues with Caroline and got the different financial scenarios emailed to me right away for me to review. She always willing to provide for the customers even doing this in midnight at times. The pre-approval process was seamless due to hardworking staff with customer focus and attention to details. After we have signed the contract of sale, it was all green light from there and Mortgage Choice Fortitude Valley was always there guiding us, constantly communicating, checking all statements and paper works were all in place until settlement day. There was no delay or hassle at all during the process. I would like to thank Caroline, Vicki, Michelle, Kristin and the whole team for the awesome service provided to us. It was a pleasure to have you in our side during this emotional and stressful time of purchasing our new home. Thank you!!!
I chose this Mortgage Choice based on the reviews and I would have to say all of the glowing reviews are absolutely true. Everyone I have dealt have gone above and beyond. No question too silly and they are extremely helpful and insightful. Vicki, Renee, Kristin and team have been wonderful to deal with. I would highly recommend talking to this team. Especially if you are a first home buyer!
Caroline and the team have just navigated us through our second home purchase as we moved to a more convenient area.While buying and selling will never be a stress free process, it is made easier with the help of friendly professionals that get the job done!Thanks Caroline and Kristin in particular, but the whole team!
We would like to thank Mortgage Choice Fortitude Valley for helping us with purchasing our home. In particular, Renee, our broker, for providing a relaxed and comfortable experience throughout the whole process. Renee was readily available to discuss any concerns we had and ensured we got the best outcome possible. We would also like to thank Kristin for her assistance and constant reassurance. We are so happy we used Mortgage Choice Fortitude Valley and highly recommend them.Thank you again!Jess and Patrick.
Mortgage Choice FV has provided us a full complete advices and services from the beginning to the end of our property purchase journey. Caroline went through all the information and possible scenarios in detail for us. There has been a tensed delayed period when we waited the required documents from the bank, however Kristin was always there to guide and held our hands throughout the process. We were never felt that we left in the dark not knowing the process. Caroline and Kristin have the natural ability to understand and feel what your customers are experiencing, and they are able to meet their needs effectively.And the rest of the team were always actively followed us up and updated us with any progress.We feel that everyone in the team has put their hearts and dedication to their roles. I can say it has been a wonderful journey to go through with Mortgagae Choice FV.
A highly knowledgeable, responsive and caring team. From my first meeting with Caroline, I just sensed I'd found the right mortgage broker, Caroline dug deep to help find the right home loan for me. This is a hardworking team who always kept me in the loop, a team that provided adequate time to respond to requests and answered any questions I had thanks to Vicki and Michelle. Kristin, as loan processing manager also did a great job of keeping me calm on a couple of stressful occasions.I had two glowing recommendations about mortgage choice in fortitude valley, I'm glad I made that initial contact because this team has helped me very much towards purchasing a fantastic property.Thank you Mortgage Choice in Fortitude Valley!
Contact Details
Phone: 07 3366 8604
Address: Level 1/47 Brookes St, Bowen Hills QLD 4006
Current Offer:
Consultation
7. Key Finance
- 5.0
- 100%
Key Finance is a well-established, boutique family business based in Melbourne’s Eastern suburbs. A small team looks after a limited number of clients, each known intimately. Making a difference in people’s lives is a passion, which involves taking the time to engage in life-changing conversations, offering wise counsel, and knowing the appropriate actions to take. With extensive knowledge of the local market and long-standing relationships with residents and investors in the Eastern suburbs, specialisation in helping local home buyers and investors secure their finance effortlessly is provided. Expert advice is also sought by locals for refinancing and loan structuring needs. Simple wisdom for complex lives is offered.
Services:
- Refinance
- Home loans
Client Experience
I have used Key Finance multiple times, each time has been a trouble free process. All follow up calls have been answered promptly and queries dealt with immediately. Thoroughly recommended.
Daniel is amazing. Super helpful and made the process completely stress free.Not to mention he got me great interest rates, far better than I could have myself.I could not recommend him enough!
I contacted Daniel based on the advise of a former friend, when we need to arrange finance for our new home we were planning to buy.Our situation was a bit complex, as were three applicants together with different circumstances to acquire the property in "tenant in common" co-ownership, each having different percentage of ownership.Due to individual situations, there had to be two separate financial arrangements for myself and the other two co-owners.Despite this, Daniel helped manage our applications with great professionalism and efficiency.He was very meticulous in his work and kindly answered all sort of questions we threw at him.Eventually our finances have been sorted out and we were able to purchase the property we were after.I am very happy to have worked with Daniel, and would not hesitate to recommend him to other potential customers.
Dan’s integrity, transparency and knowledge were always at the forefront of our mortgage renegotiation. Highly recommend him and the service he provides.
Absolutely fantastic service. My partner and myself found Daniel to be incredibly easy to deal with as he simplified the finance world into terms we could understand and there was never a drama. We also found that he never over promised or promised something that he couldn’t deliver on. Our journey of buying our first home was made easy thanks to both Daniel and our conveyancer who worked seamlessly together for us.We would absolutely recommend his services to anyone looking to engage a broker.
Daniel made my first mortgage in Australia easy, he was always proactive and engaged from first contact to settlement. I highly recommend working with Key Finance.
Provided exactly what we needed in challenging and uncertain times. Daniel was a pleasure to deal with and was easily contactable, always professional and highly confident with our application and advice. Would highly recommend and will continue to use Key Finance for years to come.
Daniel is a legend. Easy to work with and breaks information down well. Will recommend to friends!
My husband and I have just moved into our first family home that we purchased with help from Daniel at Key Finance. As first home buyers the process of buying a house was a little bit overwhelming, but Daniel guided us through every step of the way. He was approachable and friendly, and made everything really easy for us, even with COVID restrictions at play, Daniel was available when we needed him and none of our questions or concerns went unattended. If you are looking for a mortgage broker, I cannot recommend Daniel highly enough. We will certainly be clients of his for a long time to come. Thanks Daniel and the Key Finance team.
We have just purchased our first family home and I wanted to immediately post a recommendation for Daniel from Key Finance. As our Mortgage Broker, Daniel was always so helpful, friendly, knowledgeable and responsive. He has a fantastic way of explaining things so even inexperienced buyers like us were able to understand! Thank you so much Daniel! We look forward to working with you in the future. Regards, Lesley and Peter.
Contact Details
Phone: +61 404 838 379
Address: PO Box 4560 Ringwood VIC 3134
Current Offer:
Consultation
8. Hunter Galloway
- 5.0
- 97%
With a 97% approval rate and direct access to over 30 banks and lenders, their award-winning team is known for expert guidance, personalised service, and more than 2,000 5-star reviews. Whether it’s a first home purchase, investment loan, or refinancing, Hunter Galloway simplifies the process from start to finish. They take the time to understand each client’s goals and offer clear, honest advice every step of the way. With a strong reputation built on trust and results, Hunter Galloway is committed to making homeownership achievable for more Australians.
Services:
- First Home Buyer Loans – Expert guidance from planning to settlement, plus access to helpful resources like blogs, webinars, and videos—making your first home journey smooth and stress-free.
- Refinancing & Loan Health Checks – Discover smarter ways to save on interest, consolidate debts, or release equity. We compare 30+ lenders to find better deals tailored to your goals.
- Investment Property Loans – Strategic loan solutions designed to grow your property portfolio, with expert insights and access to top deals from over 30 trusted Australian lenders.
Client Experience
Ty and Suen were absolutely wonderful to work with. They were professional at every point in the process and patient with us as we navigated numerous delays. We’re grateful for all their help and expertise.
Nathan and the team have been pain free, clear and prompt in all dealings with Hunter Galloway. Through 4 dealings to date I would highly recommend for anyone.
My husband and I got massive help from Laica and Alex, who provided us with extremely fast and sincere support throughout the four months of buying our first home. It was a long and stressful journey, but working with them made it very predictable and reassuring. Thank you very much for your amazing work.
We engaged Hunter Galloway based on their reviews. They did not disappoint and made the whole process so easy, informed and seamless. Cannot recommend them enough and will be happy to use them again in the future!
A professional mortgage broker firm that offers the best rate and provide prompt follow-up and great advice from the moment you approach them right till the settlement. Will definitely return to them and refer to family and friends!
I can’t thank the team at Hunter Galloway enough for all their help with my finance.From my first very panicked call with Jayden, I was quickly reassured everything would be fine after having my offer on a house in a different state accepted.Nathan & Blake then made the whole process so seamless & nothing ever seemed to be an issue - even silly questions Blake answered with a cheery call.Thank you for everything! Couldn’t recommend Hunter Galloway enough.Edit: 5 years on and I had to access equity on my property in a stressful situation.Christian and Michael couldn’t have been more pleasurable to deal with - they were responsive and empathetic from the first contact and made the entire process so much less stressful and overwhelming. One of the best things I’ve done is use Hunter Galloway all those years ago!
Hunter Galloway is the most professional team I’ve ever had the privilege of working with. They have helped us with two home loan applications so far and their advice has always been clear, incredibly responsive and accurate. I hope that there will be more opportunities to work with this company in future, and would just like to add that there is a reason for the great reviews.
I have just finalised my mortgage with Hunter Galloway.Professional from start to finish and extremely helpful in the process of securing the Home loan. I highly recommended them.
Thanks Gemma, Jayden & Jov for your help with our recent purchase. I appreciate your professionalism, communication and support.
Ty and the team at Hunter Galloway have been outstanding to deal with as a first home buyer. They've made me feel very comfortable and supported throughout the whole process. 10/10 would use again.
Nathan and Bea helped us with the mortgage of our first home in 2023, so when it was time to refinance for some exciting renovations we knew exactly who to call! I can't express how grateful we are for the patience and expertise of this wonderful team. You guys are the best, and really do go above and beyond. Thanks so much for all your support!
I had a wonderful and seamless experience buying my first home with the help of Hunter Galloway. The resources and guidance from Josh and Angela through the house hunting and settlement process was incredibly helpful. Thank you!
I had an outstanding experience working with Ty from Hunter Galloway. He was incredibly diligent, patient, and always willing to go the extra mile to ensure everything was clear and on track. Ty made what could have been a stressful process feel smooth and straightforward, handling everything promptly and professionally.I’m extremely grateful for his support and efficiency throughout the entire journey. I would highly recommend Ty and the Hunter Galloway team to anyone looking for a reliable, knowledgeable, and genuinely helpful and lovely mortgage broker.
Great experience working with Josh and Angela from Hunter Galloway. I was able to purchase my first home with their expertise in securing the best home loan and they provided many resources and insights into the home buying process. Communication was excellent throughout which I appreciated if I had any questions. Highly recommend their service.
Exceptional Service and Support – Highly Recommend Hunter Galloway!From start to finish, working with Hunter Galloway has been nothing short of outstanding. Navigating the mortgage process felt overwhelming at first, but their team brought clarity, confidence, and genuine care to every step. They took the time to truly understand our financial situation, explained our options in accessible ways, and guided us towards the best mortgage solution tailored to our needs.What stood out most was their professionalism and commitment to making the process smooth and stress-free. Every question we had, big or small, was met with patience and detailed insight.
If you're looking for a mortgage broker who genuinely delivers, Hunter Galloway should be your first call.We worked with Nathan over an extended period and he was incredible from start to finish. Every recommendation he gave was thoughtful, clear, and always with our best interest in mind. He kept us in the loop at all times and had a real drive to get things done. His commitment and follow-through were a huge part of why we secured the property. There is no doubt that without Nathan and the Hunter Galloway team, this deal would not have happened.We also had the pleasure of working with Bea, who handled all the paperwork and lender submissions with absolute precision. She laid everything out so clearly that the process never felt overwhelming. More than once, she had already answered our questions before we had the chance to ask. They always seemed one step ahead and made the whole experience far less stressful than we expected.We would love to think this kind of service is the standard for mortgage brokers across Australia, but it is probably safe to say that Hunter Galloway is in a league of their own.
I had the pleasure of working with Joshua and his team at Hunter Galloway, and I can't recommend them enough! From the start, they were incredibly professional, transparent, and easy to work with. They took the time to understand my situation and provided expert advice, which made the entire process feel seamless.What really impressed me was how quickly they were able to secure a home loan for me. Despite my tight timeline, Joshua and his team worked efficiently and were always available to answer any questions or concerns. Their communication was spot-on, and they made sure I was kept in the loop every step of the way.Thanks to their hard work and dedication, I was able to secure my home loan with ease. I truly appreciate their efforts and would highly recommend Hunter Galloway to anyone looking for a reliable, knowledgeable, and professional mortgage broker. They went above and beyond, and I couldn’t be happier with the outcome!
I recently had a great experience with Hunter Galloway while securing my first home loan. Their team is highly knowledgeable and professional. I worked with Christian Bryant as my broker, and he was fantastic from our very first consultation. Christian was prompt, clear, and detailed in explaining my options across various lenders. What stood out most was his ability to be both direct and personable, making the process feel smooth and approachable.From the moment my offer was accepted through to settlement, Christian and his team provided timely updates and explained each stage of the process in detail. They ensured I knew exactly which accounts were involved, including where to place my shortfall amount—this attention to detail made settlement day run seamlessly.I would highly recommend Hunter Galloway to anyone looking to secure their next loan!
Contact Details
Phone: 1300 088 065
Address: Level 10, 95 North Quay, Brisbane QLD 4000
Current Offer:
Consultation
9. Yellow Brick Road
- 4.9
- 97%
Yellow Brick Road is dedicated to guiding Australians towards their dreams with competitive rates and a comprehensive portfolio of services. Our network of trusted local mortgage brokers and wealth managers across Australia ensures personalised and expert support at every step of your financial journey.
Services:
- Home Loans
- Refinance
- First Home Buyer
- Investment Property
- Construction
- Self Employed
Client Experience
Mike has helped us for many years with Home Loans, Insurances and general questions relating to purchasing, selling and all things financial. It’s amazing to have someone that we can contact and have our questions answered. That’s why I wouldn’t go anywhere else, but to a Broker. He is so personable and we can always guarantee Mike has the best advice. Thanks Mike for everything.
I cannot thank Mike enough for his advice, knowledge and professionalism. 4 years ago Mike gave me a checklist of goals to be able to get back into the housing market. 3 years ago with his support my dream came true and I purchased a house. Recently Mike helped me to refinance to a great low rate and now I can afford to do some much needed renovations as well. Mike and Penny are so helpful with explaining all the paperwork and walk you through all the whole process. I would not be in the situation I am today without Mike!
Mike and Penny are amazing. They both helped and supported us to get our first home loan. When we first went to see Mike, we were unsure if we could get a home loan. He showed us the numbers, gave us a timeline, and goal. Once we had our deposit, they did all the hard work, making sure we had all the information needed, and put together and submitted our application. We cannot recommend them enough for their professionalism, honesty and support. Thank you!
Mike and his team are brilliant. They helped me with a mortgage and went above and beyond in making sure it was seamless and very easy going for me. They did all the hard work. I cannot rate them highly enough for their professionalism, knowledge and customer service. If you need any help with anything related to money matters, see Mike and the team at Yellow Brick Road Ipswich. They are the best in getting you the best for your hard earned money.
Great place to go for advice and guidance and help getting the best deal for our loans
Mike McInnes saved me thousands of dollars in a matter of minutes. And that’s not an abstract ‘saving over 30 years’ scenario. It’s a real, immediate and tangible saving - the difference between getting a home loan and not getting it.Mike has always treated me with respect and I’ve never felt like just another ‘file on his desk’. He works quickly, knows his stuff and has a genuine desire to help people get to where they need to be. He’s upfront, honest and a great communicator.Without him, I wouldn’t be in a strong financial position. He’s set me up so I’m able to buy another property in a couple of years. When that happens, he’ll be my first and only call.
10. Blue Wave Property
- 4.9
- 97%
Blue Wave Property Strategies, located in Alexandra Headland, Queensland, is founded on the core values of integrity, honesty, freedom, family, and education. Their mission is to provide unparalleled real estate solutions, with integrity as the guiding principle to ensure transparency and trustworthiness in every interaction. Commitment to honesty fosters lasting relationships built on mutual respect and fairness. By empowering individuals to make informed decisions, Blue Wave helps clients achieve the freedom they seek. Through continuous education, coaching, and mentoring, clients are guided on their property journey. These values drive Blue Wave Property Strategies to redefine industry standards, creating opportunities for success and wealth for their clients.
Services:
- Cash Flow Positive Properties
- Investment Property
- Wealth Strategist
- Real Estate
Client Experience
Compassionate, Professional, and Truly Supportive. We are so grateful to Chris for the way he guided us through the sale of our mum’s home during what was a very emotional time for our family. From the very beginning, he showed genuine care, patience, and understanding, never rushing us and always making sure we felt comfortable with each step of the process.Chris’s professionalism, knowledge, and clear communication made the experience so much easier. He handled everything with compassion and respect, while still achieving an excellent result for us. His kindness and empathy meant so much, and we truly felt supported throughout the journey.We couldn’t have asked for a better agent to help us through this chapter, and we would wholeheartedly recommend Chris to anyone looking for an agent who goes above and beyond not only in service, but also in care.
Chris(Blue Wave Property) was absolutely fantastic to work with. From our very first meeting, he was friendly, approachable, and genuinely interested in helping me achieve the best outcome. His market knowledge is outstanding, and he explained everything clearly so I always knew what was happening. Nothing was ever too much trouble — he was always available to answer any questions and guide me through the process. I couldn’t have asked for a better experience and would definitely recommend him to anyone buying or selling a home.
Sold my property in under a week—professional, knowledgeable, and excellent communication.
Professional, reliant and knowledgeable. . I purchased my property while on holiday in another state, and Chris made the entire process seamless. His communication was excellent from the very beginning right through to settlement. From day one, it was clear that Chris’s knowledge of property sales was outstanding — he was honest, straightforward, and highly professional.He was reliable and punctual for every inspection and scheduled call, which gave me great confidence despite the distance. I would highly recommend Chris to anyone looking to buy or sell. His expertise and commitment make him an exceptional agent.
I would leave 10 stars if I could! Chris and the Blue Wave Property Real Estate team are nothing short of masters of their craft and exceptional at what they do. As a first time investor from NSW, Chris and the team helped me find an excellent purchase to break into the market with in an area in WA that has since boomed. The rental yield and capital growth of my dual occupancy investment property have been phenomenal, generating two incomes from two separate sides, with a large equity uplift on the build's completion.Their level of service in guiding me throughout the process has been superb, from finding the right property, to starting the build, and support all the way through to the build's completion and beyond. As well, they have helped answer those many burning questions you have as a first time buyer throughout the journey, which has been greatly appreciated.I am now ready to buy my 2nd investment property as of writing this, and it is a no brainer that I will work with Chris and the team again for my 2nd investment purchase.If you're on the fence thinking about getting into the property market, or if you're already an investor looking to explore your options, have a chat with Chris and the Blue Wave team, they come highly, highly recommended. They are some of the best hands you can be in when it comes to buying/investing into property.
Great to deal with. We ended up with over a 400k uplift from when we signed on. Chris knows his stuff and was always willing to talk through and act proactively when any issues arose.
Helped with a more complex contract . Chris assisted to negotiate some more complex conditions from the buyers end ensuring all could see the big picture of achieving the sale goal. Thanks for your professional and positive approach to managing these communications Chris.
Professional, kind and caring. An absolute legend and pleasure to deal with could not recommend him highly enough.
Chris & Rose were incredibly knowledgeable and guided me through the rental application process, helping me understand how to improve my chances of being selected. Their expertise and guidance made the experience smooth and stress-free. I highly recommend Blue Wave Property Real Estate!
Professional, Kind,and Caring. Chris is very professional, communication was excellent and his knowledge of the market is spot on. We had a few issues and Chris got us through it with attention to detail and kindness. We bought and sold through Chris at the same time. Would highly recommend Chris at Blue Wave Property to anyone want ing to buy and sell property. Well done Chis and team.
I recently had the pleasure of working with Blue Wave Property Strategies, and I can't recommend them enough! Rose, our property manager, was exceptional throughout the entire process. Her dedication and expertise made finding a rental property a breeze for both myself and my friends.Rose was attentive to our needs, always available to answer questions, and went above and beyond to ensure we found the perfect place. Her knowledge of the local market and attention to detail truly set her apart, thank you Rose!
Stunning Service and Support . Helped us buy our house in a matter of days! Responded to every message promptly and went over and above to reassure us, as we bought from overseas without seeing the property in person. Highly recommend!
Could not have chosen a better real estate agent . From the start to the finish of selling my house Chris was very supportive, a great communicator, realistic about the market and my expectations, and understanding of the stress that sellers can experience. I highly recommend Chris.
We dealt with Chris of Blue Wave Property Strategies in relation to purchase of a unit. He seemed like a lovely guy initially. We sent EOI, he said it was accepted and congratulated us.He said we would send us the contract first thing in the morning. When followed up mid morning, he said the seller's solicitor was reviewing it and needed a couple of hours. During those hours, he was looking for another offer.When followed up again in the afternoon, he advised it was now a multi offer situation and "I need to do things by the book".We have sold and purchased many properties. This is the most appalling conduct we've experienced.
Brilliant agent. Chris was not only knowledgeable about the property but an excellent negotiator and delivered a terrific result. All he promised he delivered snd on time. Can't speak highly enough about Chris and my experience.....
Blue Wave Property Strategies offers a more personal experience when it comes to buying, selling, and renting than your usual real estates.Chris and Rose are both heavily invested in providing buyers, owners, and tenants a better service. They are prompt, responsive, courteous and friendly in all their interactions. They care about what is best for you - whether that is buying, selling, or renting. They offer a comprehensive service, and it feels like each facet of business is just as important as each other.Chris will work with you to find your perfect property or investment opportunity, and Rose will back him as property manager - ensuring owners and tenants are looked after equally and that issues are attended to in a straightforward and timely fashion.
Purchasing an investment property through Chris was a great experience.Rose is currently managing the property for me and is wonderful to deal with. I highly recommend Rose.Big thanks to Blue Way Strategies team.
Friendly and efficient agent. We had a great experience using Chris Pullen as our agent. He was friendly and regularly kept in touch throughout. We had a very successful sale and I would be happy to recommend Chris.
I'm a preferred contractor for Blue Wave. Both Chris & Rose really know there stuff & make business & projects go so smoothly! By far one of the best property groups I've had the pleasure to deal with!George - General Maintenance & Painting
House hunting made easier and enjoyable. We first met Chris during the initial open house inspection and from then on, we were able to establish a really good relationship. He was very up front and honest with us but also extremely supportive. Just like Glenn, his knowledge of the area was very evident when chatting to him. We will always be grateful of Chris and how much insight he gave us when making the decision to put an offer in. He never told us what we wanted to hear, which we found very genuine of him.
Outstanding! Chris was absolutely exceptional to work with when selling our property. He worked hard and achieved a fantastic result! He made each step seamless and stress free. He was efficient and great to work with. Thank you very much Chris!
From the land search process to finding a great builder and providing expert advice during the design stage, Chris was outstanding, supportive and effective, with great professionalism and attention to detail. He guided us through contract management with the help of a great legal team, he recommend vendors and supported us during the building process from beginning to end. He was a true asset and made our purchase and building experience smooth, easy and fun!Chris and team are fantastic, trustworthy, and really knowledgeable, I 100% recommend Blue Wave Property Strategies for all your property needs and investment strategies in real estate, what a great experience.
chis at Blue Wave property is a upfront honest person who works with people to help them reach their property goals. I highly recommend Chris and his team.
Chris is the consummate professional with a relaxed style fitting the coastal vibe. We have been dealing with Chris for years now and there has never been anything that he has not been able to get done on time and with a smile. We could not have picked a better agent for the sale of our property, being a remote sale Chris looked after everything. Chris kept us up to date through all the stages of the sale and more importantly, stayed confident and positive. I would definitely recommend Chris and the Blue Wave team for all Real Estate services.
Contact Details
Phone: 07 5400 2549
Address: Unit 5/156-158 Alexandra Parade, Alexandra Headland QLD 4572
Current Offer:
Consultation
Disclaimer: OurTop10 provides general comparison information only. We do not guarantee service outcomes or suitability for individual circumstances. Users should conduct their own research and consider seeking licensed professional advice. Read our full methodology.
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What is a mortgage broker?
A mortgage broker acts as your go-between with banks and lenders. Their job is to help you find a home loan that fits your financial and borrowing position, including your income, expenses and loan amount — not just the first option you qualify for. Instead of being tied to a single lender, they compare a wide range of loans to find competitive rates and features that suit your situation.
Why this matters in Brisbane
Brisbane has overtaken Melbourne to become the second most expensive housing market in Australia. According to the PropTrack Home Price Index, the median house price in Brisbane is now around $1.2 million.
If you’re a first-time buyer, you’d still be looking at a mortgage of around $1 million, even with a minimum 5–10% deposit.
At that level of borrowing, having a broker on your side will save you money. They can help you secure the best rate for your LVR tier, structure your loan more effectively to reduce interest over time, and put you in a stronger position to leverage equity when the time comes to refinance.
Benefits of working with a Brisbane mortgage broker
- You get access to a wider range of loan options
Most mortgage brokers in Brisbane work with 50+ lenders — including the big banks (Commonwealth Bank, Westpac, ANZ and NAB), as well as credit unions and non-bank lenders. That means far more choice than going directly to your bank.
Whether you’re chasing a sharp fixed rate, an investor-friendly structure, or finance for a new build, a home loan broker in Brisbane can match you with the right product. The best mortgage brokers in Brisbane will compare multiple lenders to find a solution that fits your goals and borrowing power.
- You get help every step of the way
A good broker doesn’t just find you a low rate; they help you throughout every stage of the process. For example, your broker can:
- Help calculate how much you can borrow based on your income and expenses
- Recommend loans that suit your budget and goals
- Handle the paperwork and application process
- Liaise with the lender on your behalf
- Provide local insights on Brisbane suburbs and lender policies that may affect your application
- Break down confusing terms like Lenders Mortgage Insurance (LMI) and loan-to-value ratio (LVR)
- Organise mortgage pre-approval so you can house-hunt with confidence.
- You save time and avoid stress
Applying for a home loan involves a lot of legwork — research, paperwork, emails, and constant back-and-forth with lenders. A mortgage broker in Brisbane takes that off your plate. They handle the comparisons, liaise with lenders, and keep your application moving.
A good home loan broker in Brisbane will also make sure you’re organised with pre-approval, so you’re ready to act when the right property comes up. In a competitive market like Brisbane, where well-priced homes can be snapped up quickly, that preparation can give you a real edge.
- You can unlock better rates and features
Because brokers work with lenders every day, they have access to deals the public doesn’t see – like lower rates, fee waivers, and exclusive loan features. They also know which lenders are more flexible when it comes to things like smaller deposits or variable income. All this makes it easier to get your application approved the first time.
Many brokers also work closely with lenders who understand the nuances of the local market – including postcode-specific lending policies, finance for new developments, and access to first-home buyer support schemes available in Queensland.
- Personalised mortgage service and support
The best mortgage brokers won’t just set up your loan and disappear. They stay in touch
by reviewing your loan regularly, offering guidance if your financial situation changes, and helping you refinance down the track when a better deal becomes available.
Down the track, you might want to refinance and tap into your equity to buy an investment property or upgrade your existing home. When that happens, it helps to have a broker you already trust and who knows your situation.
How the Mortgage Broker Process Works
- Credit Guide provided and initial chat (Fact Find) to understand your goals, income, expenses, and borrowing capacity
- Overview of the home loan process and required documents
- Compare loan options across multiple lenders
- Recommend the most suitable loans with pros and cons explained
- Collect key documents (ID, payslips, bank statements, etc.)
- Prepare and submit your home loan application
- Liaise with the lender and manage all back-and-forth communication
- Provide updates and resolve any issues during assessment
- Support you through pre-approval, property valuation, formal approval and loan document review
- Work with your conveyancer or solicitor to coordinate settlement and ensure everything is ready on time
What Sort of Specialised Brisbane Mortgage Broker Services Exist?
Not all home loans — or borrowers — are the same. Many Brisbane mortgage brokers offer specialised services to help structure your finance and align it with your goals.
First home and owner-occupier loans
If you’re buying a home to live in – whether it’s your first or your next – a broker can make things easier. They’ll explain how much you can borrow and talk through the loan options that make sense for your situation. Instead of comparing rates and features yourself (like offset or redraw), you’ll get clear, tailored advice and help choosing the right loan for your needs.
If you’re a first-home buyer, they can guide you through government incentives like the First Home Guarantee and Help to Buy Scheme, as well as stamp duty concessions. They’ll handle the paperwork so nothing gets missed.
Refinancing and debt consolidation
You might want to refinance to save money, unlock equity, or clean up personal loans or similar debt. A broker will look at your current loan and compare it with what’s on the market right now. If there’s a better option available, they’ll guide you through the switch and help you take advantage of features like offset or redraw accounts if they suit your goals.
Investment property loans
Brisbane attracts a lot of investors thanks to strong rental yields and long-term growth. If you’re buying an investment property, a broker can help with:
- Interest-only loan options to improve cash flow
- Equity release strategies to fund your next purchase
- Loans for trust or company structures
- Tailored lending solutions for growing property portfolios
SMSF property loans
Buying property through a self-managed super fund (SMSF) can be a minefield. There are different rules, fewer lender options, and strict compliance requirements. A good mortgage broker who specialises in SMSF loans can show you what’s possible and what to avoid. They’ll help you understand how the structure works and set it up properly, so you stay in line with regulations.
Commercial and business loans
Some Brisbane mortgage brokers also assist with business lending. This might include:
- Loans to purchase commercial premises
- Vehicle and equipment finance
- Working capital or overdraft facilities
- Funding for business expansion
Tips to find the right broker in Brisbane
There’s no shortage of mortgage brokers in Brisbane – but not all of them will be the right fit for your financial situation and home loan journey.
Here’s what to look for when searching for a mortgage broker:
- Make sure they’re licensed and qualified
Only work with a broker who is properly accredited. They should:
- Hold an Australian Credit Licence (ACL) or be an authorised representative under one
- Be registered with ASIC – you can check this via the ASIC website
- Be a member of an industry association like the Mortgage & Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA)
- Have completed at least a Certificate IV in Finance and Mortgage Broking.
These credentials help ensure you’re dealing with someone qualified, reputable, and accountable.
- Look for experience that matches your needs
Not every broker is right for every borrower. Some focus on first-home buyers, while others might be experts in SMSF or investment lending. Ask any potential broker if they’ve helped people in similar situations to your own. Someone who’s worked with clients like you will be better equipped to find the right lender and navigate any challenges that come up.
- Ask about their lender panel
A good broker works with a broad panel of lenders – not just a handful of banks. Be sure to ask your broker:
- How many lenders do you work with?
- Are you tied to a specific aggregator or brand?
- How do you choose which loans to recommend?
The more independent and diverse their lender list, the more likely you are to get a truly competitive deal.
- Understand how they’re paid
Most mortgage brokers are paid by the lender, not you – but it’s still worth understanding how it all works. Your broker should be upfront about:
- Their commission structure and how they’re paid
- Whether any fees apply to you (most don’t charge borrowers directly)
- Any potential conflicts of interest if they favour certain lenders.
- It’s your right to ask questions – a trustworthy broker won’t shy away from explaining the details.
- Read reviews and ask around
A quick internet search can tell you a lot. Look for:
- Verified Google or Facebook reviews
- Testimonials from Brisbane clients with similar needs
- Word-of-mouth recommendations from friends, colleagues or your agent
- Any industry awards or professional recognition (this isn’t essential, but it’s nice to have).
The more positive signals you see, the more confidence you can have that they’ll deliver when it counts.
Mortgage Broker vs. Direct Bank: What’s the Better Option?
Still deciding whether to use a mortgage broker or go straight to your bank? Here’s a side-by-side look at how the two options compare – especially when it comes to flexibility, choice, and the support of your financial situation through the loan application process to make it a stress free loan application process.
Aspect | Mortgage Broker | Direct Bank Application |
Loan options | Access to 30+ lenders and 100s of loan products | Limited to one bank’s products |
Interest rates | Can compare to find lowest home loan rates | Only offers the bank’s standard rates |
Application process | Broker manages the paperwork and follow-up | You handle the application yourself |
Negotiation power | Strong due to volume and lender relationships | Little room for negotiation |
Ongoing support | Ongoing reviews and refinancing help when needed | Minimal support after settlement |
FAQs about Brisbane mortgage brokers
1. How much does a mortgage broker in Brisbane cost?
In most cases, working with a mortgage broker won’t cost you anything out of pocket. They’re paid by the lender via commission – usually an upfront payment when your loan settles, and a smaller ongoing “trail” commission. Brokers are required to disclose how they’re paid, so you’ll know upfront if any fees apply (which is rare for standard home loans).
2. How is a mortgage broker different from a bank?
A broker compares loan options from a panel of lenders – including banks, credit unions, and specialist lenders – to find a loan that suits you. A bank can only offer its own products. Brokers act in your best interest and handle the paperwork, while bank lending staff represent the bank.
3. How long does it take to get a home loan through a broker?
Timeframes vary depending on the lender and how quickly you provide your documents. On average:
Pre-approval takes 1–5 business days
Formal approval takes 5–10 business days once you’ve signed a contract and valuation is complete
Settlement usually happens 30–60 days after you sign a contract, depending on your agreement with the seller.
4. Can mortgage brokers help with bad credit?
Yes. Some brokers work with lenders who offer more flexible approval criteria. If you’ve had defaults, missed payments, or other issues in the past, a broker can help you present your application in the best light – and connect you with lenders who specialise in these situations.
5. What documents will I need to provide?
The paperwork depends on your situation, but generally includes:
Photo ID
Payslips or tax returns
Recent bank statements
Details of assets, debts, and expenses
A copy of your purchase contract (if applicable).
Your broker will let you know exactly what’s needed to keep things moving.
6. Are mortgage brokers regulated in Brisbane?
Yes. Mortgage brokers in Brisbane, as in the rest of Australia, must hold an Australian Credit Licence (ACL) or be an authorised representative of a licence holder. They are regulated by ASIC and are legally required to act in your best interest when providing credit assistance.
7. Can a mortgage broker help me access first home buyer grants in Queensland?
Absolutely. A good broker will explain which government schemes you may be eligible for – like the First Home Owner Grant (currently $30,000 for new builds in QLD, although it will revert back to $15,000 at the end of June 2025) – and help you apply as part of your loan process.
8. Can I use a broker to refinance?
Yes. If you already have a home loan, a broker can compare what you’re paying now with other offers in the market. They’ll help you switch to a better rate or structure, potentially saving you thousands or helping you access equity.
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