Top 10 Best Mortgage Brokers In Sydney

Secure the best offers on your home loan

How to spot the best Sydney Mortgage broker

A mortgage broker finds a lender to finance their client’s purchase and helps acquire finance. 

We’ve put a list together of Sydney best mortgage brokers. Here’s our criteria:

  • More than 5 years in business
  • Their average rating score must be 4.5 or higher
  • They need more than 50 online reviews
  • They have a strong team and aren’t solo brokers
  • They specialise in specific suburbs in Sydney

OurTop10
Sydney Mortgage brokers we recommend

Use this curated list to find a professional broker who’s right for you. They’ll guide you through every step of the mortgage process and help you secure the best interest rates available.

1. Roar Capital

100% loan application pass rate

Roar Capital

Why Choose Us

• 100% approval rates
• Rated 5 Stars on Google
• 45+ lenders to choose from
• One of the fastest turnaround times in industry

About

At Roar Capital, our aim is to help every Australian to confidently purchase their next property. Whether you’re a first home buyer, ambitious first-time property investor or looking to expand your growing portfolio, we have the expertise to meet your unique needs. With access to an extensive network of over 40 banks and lenders, we focus on crafting tailored lending solutions, whether for your home or investment property. We’re passionate about helping individuals and investors achieve financial growth, and our team of expert brokers is dedicated to delivering results every single day!

Client experience

Oliver Empeigne
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"We recently refinanced our loan with Sevag at Roar Capital, and the experience was nothing short of exceptional! Sevag’s thorough knowledge of the industry and keen attention to detail made the entire process smooth and stress-free. His professionalism was evident from the outset, but what impressed me most was the speed at which he and the team worked - wasting no time in securing the best rates and terms, saving us money! Highly recommend - you won’t be disappointed."
Danny Nahabedian
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"Working with Sevag at Roar Capital has been an absolute pleasure. The level of service received was unmatched. They were always available to answer our questions, provide expert advice and guide us through each step of the commercial refinance process. Sevag’s dedication to finding the best solution for our business was evident, and we couldn’t be happier with the outcome. Highly recommended."
Francis Barcelon
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"I recently refinanced my loan with the help of the legends at Roar Capital, and the experience couldn’t have been smoother. Sevag’s professionalism and expertise was evident from start to finish, and he worked tirelessly to secure the best rates for me. The entire process was incredibly smooth, and I felt supported every step of the way. I'm so grateful for their dedication and hard work in making this as easy as possible. I highly recommend Sevag and his crew at Roar Capital to anyone looking for a seamless and stress-free refinancing experience!"
Stan Sushchev
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"I am so happy we came across Roar Capital as we were looking for a broker. Sevag has been super helpful from day 1. His in depth knowledge of the market, lenders and all nuances, his professionalism and personalized approach have made our journey super easy and smooth. Huge thank you Sevag!!!"
V S
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"A heartfelt thanks to Roar Capital for assisting my family and I in purchasing our forever home. Being new to this experience was a very daunting prospect, with most brokers offering little insight into the pitfalls and options available. Sevag was the opposite of what we had come to expect from mortgage brokers. He was patient in his explanations, concise and exceptionally professional in his approach. It is obvious from his attitude he is passionate about his craft. Thank you Sevag and Roar Capital!"
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Contact information

Phone: 0407 345 330

Website: www.roarcapital.com.au

Address: 1/225 Pacific Highway, North Sydney, 2060

Hours: Mon-Fri 9am-6pm

Current Offer - Free Financial health check

Roar Capital will assess whether your home loan is in good health. We will diagnose and treat financial issues before they become costly – all within 48 hours!

2. Soren Financial

100% loan application pass rate

Soren Financial

5.0 Stars on Rate My Agent

20+ years of lender partnerships

100% loan application pass rate

100% satisfaction guarantee

About

Based in North Sydney, Mansour Soltani started Soren Financial to provide a bespoke client experience while giving clients access to as many lenders and financial products as possible.

Mansour Soltani

This independent finance brokerage has a team of expert brokers and loan officers who work tirelessly and efficiently to facilitate the entire property purchase process seamlessly while securing you the best rates and terms offered by the biggest and best mortgage lenders in Australia.

State of the market

Awards and achievements

Principle Broker, Mansour Soltani, has:

  • 93+ five-star reviews
  • 45 verified lenders to choose from
  • The highest broker qualifications available
  • 100% mortgage approval rates
  • Specialises in first-home mortgages 
  • Basic and advanced refinancing
  • Key partnerships that can lead to better offers and interest rates
  • One of the fastest loan approval times in Sydney


They have the reputation of being one of the best mortgage brokers in Sydney due to their incredible loan approval rate and their long-term relationships with their clients and lenders.

Mortgages secured

Soren Financial’s 5-point approval process

1. Long-term financial goals

We listen to your financial goals and aspirations before recommending anything!

2. Lender assessment


We assess 45 of the market’s biggest lenders.

3. Real-time loan matching


We match your loan scenario to available loan products via industry FinTech in real time.

4. Discover the top 5 loans available


The Soren Financial team uses expert data to shortlist and analyse the top 5 options.

5. Get a full home loan report


Lastly, you’ll receive a complete home loan review in as little as 24 hours.

Client experience

Peter Guerrera
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"Mansour and his team were referred to me from a friend, from start to finish on my home loan was A+ and they answered all my questions and needs and took the stress out of the application will use them in the future if I re finance again. Thank you again."
Joshua Bretag
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The Soren team are some of the best brokers I have dealt with. Especially being an entrepreneur and banks not wanting to take a risk on those that own their own businesses (...)"

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Bachir Naim
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"Where do I start, after using numerous brokers throughout the years, these guys are simply the best! They are responsive, they tailored the loan to suit my situation and did it in record time. I can’t recommend them enough; Mansour and his team are amazing!"
Robert Williams Pate
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"Very happy with the service. Fast response times and very patient with First Home Buyers asking many a question! Helped me make sense of what was before a very daunting task and supported me through the process at every step of the way. "
Shaun Gilchrist
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"Mansour and his team made my recent property purchase seamless from beginning to end providing advice and great communication throughout. Definitely recommend them. "
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Contact information

Phone: 1300 899 819  

Website: www.sorenfinancial.com

Address: Suite 1/225 Pacific Hwy North Sydney

Current Offer Free 48-Hour Home Loan Review

Soren Financial will conduct your full home loan review within 48 hours. Discover the best offers delivered straight to your inbox.

3. Approved Finance

Over 43 five-star ratings

Approved Finance

(Our Top Pick)

Priority access to senior credit officials

Specialised residential and commercial loan solutions

Same-day decisions & formal approval possible in 24 hours

99% loan approval rate

About

Principal Broker, James Haywood, is the Author of the Amazon #1 Best Seller – The Smart Borrower’s Field Manual

James Haywood

Awards and achievements

Principal Broker, James Haywood, has:

  • Over 43 five-star ratings.
  • A selection of over 50 verified lenders.
  • Possessing the most advanced mortgage broker certifications.
  • A 99% success rate in mortgage approvals.
  • Expertise in first-home buyer and investment property loans.
  • Offers both basic and comprehensive refinancing options.
  • Priority connection with senior credit officers for quick resolution of complex issues.
  • Among the quickest in Sydney for loan approval times.

Services

  • Mortgage broking
  • Refinancing
  • First Home Buyer Finance
  • Investment Property Finance
  • Complex Residential Lending
  • Free Credit Assessment

Client experience

Gabriella Sanderson
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“James is a dedicated and caring individual who went above and beyond to organise our loan. He is incredibly knowledgable with a high attention to detail, he is also a fantastic communicator who constantly checked in with us on the journey. If i could give him 10 out of 5 stars I would!"
Michael S
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"I worked with James to get my loan sorted. One thing I loved about his service was I never had to ask him for an update. He kept me informed every step of the way. We had some hurdles to get over because of my difficult situation but he was professional, found the right option and got my loan approved really easily. I'd definitely use James again. Very impressed! Thanks again."
Ella Brietfuss
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"James has been a fantastic help with organising our home loan. He has incredible attention to detail and communication skills. We couldn’t recommend James highly enough!"
Lisa Spear
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"Working with James on the entire process of arranging a loan, advice on house hunting and assisting me with guidance and advice was so welcomed and appreciated. A process that I believe is meant to be very stressful was in fact, enjoyable and no stress at all. Thank you."
Kathleen Bartlett
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“Big Shout to James (again), what a great service, great input on the property, from appraisals to rental potential and detail on the historical suburb growth (within minutes of telling him the new address). Not only did he turn around the loan approval quickly for us he also offered great input for the decision to purchase. thanks again."
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Contact information

Phone: 0490 188 219

Website: approvedpropertyfinance.com.au

Address: 2/658 Pittwater Road, Brookvale NSW 2100

Hours: Monday to Sunday, from 8AM to 8PM

Home Loan Consultation

4. Breathloans

Award-winning mortgage advisor service

Breathloans

About

Since 2017, Ollie and the team have dedicated themselves to understanding the unique narratives of their clients, ranging from first-time homebuyers to seasoned self-employed investors, and everyone in between. They have skillfully transformed these diverse stories into successful property purchases and refinances, even rescuing a few clients from the brink of repossession. Their passion lies not only in tackling the challenging and intricate cases but also in handling the more straightforward ones with equal dedication.

Ollie and the team combine cutting-edge technology with a traditional, attentive approach to client service. They actively listen for that critical “little piece” of information that can make all the difference between securing a property and losing out to another buyer.

Their relationship with lenders is built on a personal and friendly approach. To Ollie and the team, banks like ING and CBA are not just faceless institutions; they are individuals like “Clem” and “Angela.” This close-knit rapport ensures rapid and efficient communication, allowing them to provide prompt and supportive guidance throughout their clients’ loan journeys.

By fostering these strong connections with lenders, Ollie and the team ensure that clients receive swift responses, helping them navigate the often complex and stressful process of securing a loan. Whether their clients are embarking on their first property purchase or managing multiple investments, Ollie and the team are there every step of the way, offering expert advice and personalised support.

Client experience

5.0
Based on 27 reviews
powered by Google
Pete VlanesPete Vlanes
02:56 23 Aug 24
Ollie. Is. A. Legend.I actually engaged Ollie to be my Broker Mentor, as I was about to head into my third year as a Broker and was looking for someone in the industry who I aligned with. I found Ollie, followed his work on his socials and reached out when the timing was right.I spent about 6 months as his Mentee, and I'm really glad I did. I can talk about the ways Ollie was generous with his time, his industry knowledge/tricks of the trade, scenario worshopping etc. But it was Ollie being himself that really made the difference. He found a way to open up my confidence as a Broker and to make me realise that I'm capable of creating the career I want within the finance world. He has the knack to subtly inspire, just by helping you see things a little more clear. Partner that with some good laughs in between and a solid dose of celebrating the wins - Ollie makes a pretty standout Mentor.Thanks Ollie, you're elite mate.
Mitchell HilderMitchell Hilder
10:52 23 Jul 24
Fantastic broker, took a complex ask and made it feel smooth, easy and gave us confidence in the direction we ended up going.Accessible at all times and no question ever felt like too much of an ask for Ollie or his team.
Peri-Jane CrosbiePeri-Jane Crosbie
22:15 21 Jul 24
Ollie and his team making buying a home seamless and stress free. They are so organised and efficient, following up constantly to ensure you are on track with all admin and banking etc etc going over and above at every step along the way.I would highly recommend the Breathloans team who were such a pleasure to work with during the process.
William NguyenWilliam Nguyen
00:08 03 Jul 24
Ollie is great with supporting complex situations and looking at loans from a long term perspective.The team is also very helpful in providing regular updates throughout the process
Georgia UpstonGeorgia Upston
06:04 05 Jun 24
Ollie and the team made our dreams come true and assisted us through every minute of the process of getting our first home loan, we could not have done it without them!
Anna LongAnna Long
03:42 03 Jun 24
I couldn’t recommend Ollie and the whole Breathloans team more highly. I was extremely time poor and the team just made it so easy for me - key decisions were concisely communicated to me, no long calls etc. I trust them completely - I felt they were in my corner the entire. It took so much stress out of the mortgage process and buying a house. I recommend Ollie to all my friends and all have had a similarly positive experience. 10/10!
Georgia WatkinsonGeorgia Watkinson
23:45 08 Mar 24
Ollie is simply, exceptional. Personable, knowledgeable, and always made himself available to chat and answer any questions we had, at any time (and this was our first purchase, so plenty of questions).Ollie absolutely got us over the line, and I know for a fact we wouldn’t be in our perfect home without him, thank you again Ollie.We couldn’t be happier with the excellent service we received, and would not hesitate in recommending or using Ollie’s service again in the future.Thank you for everything Ollie,Georgia & Maxie
Andrew NewtonAndrew Newton
05:24 05 Mar 24
Ollie and his team were very helpful in getting us into our first home, responsive and caring about their clients. Our case had some complexity of moving pieces which we managed to navigate well and see us through a tricky process. Give him a try if you’re looking for more than a transactional broker.
Mitchell WilsonMitchell Wilson
07:30 01 Mar 24
Ollie and his team were fantastic through the entire process. My situation was complex and Ollie used his expertise to help me achieve my goal of a first home purchase!Would highly recommend Ollie & his team to anyone and I will definitely be using them in the future for my next purchase.
CarmelleCarmelle
04:37 01 Mar 24
Ollie was highly recommended to me by some colleagues to help me buy my first home with my husband and I can see why. We had such a great experience with Ollie. He genuinely cares about getting the best outcome, really responsive and explained all the complex things to us really well. We felt very well taken care of, and would highly recommend his services.
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Contact information

Phone: 61 422 164 377

Website: www.breathloans.com.au

Address: 39 Belgrave St, Manly NSW 2095

Hours: 

5. My Finance Mate

Trusted Partner in your buying journey

My Finance Mate

About

With thousands of financial products on the market, navigating the complexities can be daunting for clients. Recognizing this challenge, My Finance Mate was established as an independent finance brokerage to provide expert guidance and customized solutions.

The firm’s lead mortgage broker is a seasoned professional with extensive industry experience. Specializing in assisting a diverse clientele, including first-time homebuyers, investors, and self-employed individuals, the broker excels in managing complex financial scenarios with a deep understanding of various loan types and mortgage products.

Clients can trust that they are in capable hands, as the broker is deeply committed to helping them achieve their homeownership and financial goals. With a personalized approach and unwavering dedication, My Finance Mate ensures that each client secures the ideal financing solution tailored to their unique needs.

Client experience

FERESHTEH SOHRABI
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"I have been working with Mr Mohsen for 6 months, and the experience has been exceptional. He is incredibly knowledgeable, always available to answer my questions, and consistently provide valuable advice tailored to my specific needs. He professionalism and attention to detail have given me confidence in every transaction. I highly recommend Mohsen to anyone looking for reliable and trustworthy brokerage services! Thanks again for your hard work , we are appreciated 🙏🙏"
Mary Logan
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"Thanks to My Finace Mate ( Mohsen ) I am now a proud homeowner, and I couldn’t have done it without his support. I highly recommend My Finaceate services to anyone looking to make a house investment. He is truly a lifesaver in this journey Thank you again 🙏"
parastoo roozgard
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"If you're looking for someone who can provide clear, honest, and realistic explanations in just one session, don't hesitate to call Mohsen. He offers valuable suggestions and is friendly and approachable, making it easy to ask questions. He's simply the best."
Heath Thomson
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"Mohsen was amazing. What stood out most was his commitment to ensuring I found the best possible loan for my needs. He went above and beyond, providing personalized advice and insights that helped me make informed decisions. It was clear that he genuinely cared about my success, not just as a client but as an individual. Moshen has become a friend and trusted one at that. True professional."
Parnian Harimi
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"Exceptional service from start to finish! Mohsen made the entire loan process smooth and stress-free. His professionalism and attention to detail are top-notch. Highly recommend My Finance Mate for anyone needing expert financial guidance. Thanks, Mohsen!"
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Contact information

Phone: 61 469 844 656

Website: https://myfinancemate.com.au/

Address: 43/193 Macquarie Street Sydney NSW 2000

Hours: Monday to Friday 9AM to 6PM

6. Lending Association Group

Specialising in investment loans

Lending Association Group

About

With over 10 years’ experience, LA group has earned a reputation as one of the biggest and most successful brokerages in the country.
Through a highly personalised approach to lending, insurance, and financial planning solutions, their team of over 100 specialists are committed to delivering unrivalled service excellence and creative solutions that help their clients win.

This highly-awarded team of experts take the time to understand their clients’ individual requirements, delivering expert advice and tailor solutions that achieve exceptional results.

Client experience

Edward Simmons
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“Lending Association have been an important part of building our investment portfolio. The team holds a wealth of industry experience and have great connections with lenders meaning we were able to sit back and leave the leg work to them.”

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Nassia Vetouladitis
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“I couldn’t recommend Lending Association enough! My fiancé and I dealt with Andrew from start to finish and it was such a smooth process, he was extremely professional and was always on top of everything, any question we had, he always had the Answer for us.”

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Helen Lakatos
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“LA did all the hard work for the refinance of my home loan and ensued that I had the best possible options to choose from. Jordon has been professional, informative and very friendly throughout the whole process.”

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Ella Roc
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“The team at Lending Association are fantastic. We dealt with Andrew who made the process so easy and always ensured he kept us informed and up to date. The team are professional, very experienced, trustworthy and assisted us with any concerns or obstacles we faced.”

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Moheb Farag
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“A colleague of mine recommended I get in touch with LA finance whenever I needed any finance needs and I am so grateful he did. We recently completed some refinancing and Jordon and the team at LA finance went above and beyond to make sure our experience was smooth.”

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Contact information

Book a meeting online

Phone: 02 8935 1111

Website: www.lendingassociation.com.au

Address: 650 Botany Road, Alexandria, NSW, 2015

7. SF Capital

Award-winning mortgage advisor service

SF Capital

About

As a multi award winning mortgage and finance broking firm based in Sydney’s CBD, SF Capital are lending experts in both residential and commercial property investment in the Sydney property market. Tommy Lim, the Managing Director and Founder of SF Capital, and his team of accredited brokers have extensive experience in tailoring finance solutions for clients in the Sydney finance market.

As first-time home buyers might find the process of negotiating with real estate agents, attending inspections, and choosing loan options a bit overwhelming or intimidating, SF Capital can guide them through the mortgage broking process.

Client experience

Phil Mason
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"The team at SF Capital helped me navigate through what was a terrible experience with another broker firm. What was initially a very difficult experience getting a home loan as a self employed business owner, became much easier with the team at SF Capital taking the helm! (...)"

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Michelle Cheng
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“Pris Tan recently helped my husband and I with our loan and we could not be more grateful. Purchasing a home can be extremely daunting but Pris made it easy and fun! She was energetic, had a good sense of humour and explained everything really well. (...)"

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Ines Van Butsel
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"Luke and Brij helped us refinance and navigate this complex banking world seamlessly. From the start, Luke was on the ball, professional and quick to respond and answer any questions and concerns we had. (...)"

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Walid Yassine
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“Excellent process and care by the team at SF capital making somewhat cumbersome paperwork and detail straight forward and simple to digest. Also quite proactive in their approach to ensure the best rates and changes are applied to best suited circumstances. Great work all round and couldn't recommend more."
Pav Siva
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“Great people and great service. Despite the issues caused by the Bank Luke and Brij were extremely helpful in dealing with the Bank and ensuring their clients were well taken care of. It would have definitely been much harder and slower going directly. Would definitely recommend the team at SF Capital.”
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Contact information

Request a free assessment by filling out this online assessment form

Phone: (02) 8004 1888

Website: www.sfcapital.com.au

Address: Suite 603, Level 6, 350 Kent Street, Sydney NSW 2000

Hours: Monday to Friday, from 8.30AM to 6.30PM

8. Home Loan Experts

Customised financial solutions

Home Loan Experts

About

Home Loan Experts have a reputation for delivering an excellent service and tailoring home loan solutions specific to their client’s individual needs, as well as getting tough loans approved with lenders and major banks. They have built a strong relationship with their panel of lenders and are able to negotiate a sharp interest rate based on the strength of the loan application.

Their motto is to set an example by delivering a higher level of service, better advice, the best deal and better home loan options. In addition to major banks, they also deal with building societies, credit unions and specialised lenders that have flexible credit policies and discounted rates.

Client experience

Kozzy S
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“Commercial loans are very risky and complex. Sole traders like me often find it very hard to provide required documents. But these guys really did a great job for me to get a commercial loan.”

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Adilakshmi C
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“I would like to thank Steven Chan for helping us with refinancing our loan. Over the journey Steve was very transparent in letting us know the updates and getting us the best lender to cater our personal need. Thanks Steve, Much appreciate your efforts.”

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Natalia A
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“Rojan Paudel and Shalu Pradhan were our points of contact from the start (sourcing a loan) to the end (settlement). Could not speak more highly of the service that they both provided. Their communication was always prompt; returning calls quickly and never hesitating to get on the phone.”

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Alice P
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“Fantastic, efficient and comprehensive service Manish and Irek were not only extremely easy to deal with, they provided timely service and found a loan that was perfect for our circumstances.”

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Martin R
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Fast and helpful responses

Ayush and Rojan from Home Loan Experts found me a range of low 5% deposit home loans to choose from – more options than a rival broker firm I was considering using.”

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Contact information

Phone: 1300 889 743

Website: www.homeloanexperts.com.au

Address: Suite 207, 3 Rider Boulevard, Rhodes NSW 2138

Hours: Monday to Friday, from 9AM to 5PM

9. Shore Financial

100% loan application pass rate

Shore Financial

About

With a strategic alliance to the Australian real estate network, Shore Financial has helped people in Sydney find homes for almost 9 years. Known as Sydney’s fastest-growing mortgage brokerage and home loan experts, they have a team of highly skilled professionals who have been delivering outstanding customer service and strategic home loan advice.

As one of the best Sydney mortgage brokers, Shore Financial has a proven track record in helping clients acquire the property of their dreams with a range of mortgage & finance solutions.

Client experience

Amy Brinckley
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“Great experience – Derek was really switched on, worked quickly, and we enjoyed his communication style – no faffing, straight to the point. Our financial situation was perhaps a little more complex than the typical home loan customer, but as soon as we explained it and he got it straight away and came up with a solution that worked.”

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P&M H
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“We were extremely happy with Shore Financial. Our mortgage loan went through smoothly and Melissa was with us each step of the way, answering all our questions. Her financial knowledge, honesty and friendly manner allowed us to relax and trust in her services.”

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Sarah Bowes
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“It has been a great experience working with Shore Financial. Mitch was incredibly patient with my first home loan and property purchase. It was a smooth, stress free process and I was confident I was in good hands.”

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Elishia
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“I had such a great experience with Shore Financial! Greg was so helpful with my first loan and successful property purchase! I had many questions and queries about the whole process and himself and his team assisted me in understanding every part!”

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Mark Crocker
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“Shore Financial were excellent. Derek and his team helped us to secure more borrowing capacity and secure our first house. We had dealt with the banks but they wouldn’t meet our expectations.”

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Contact information

Phone: 1300 416 700

Website: www.shorefinancial.com.au

Address: Level 16, 124 Walker St, North Sydney, 2060

Hours: Monday to Friday, from 8.30AM to 6PM

10. Atelier Wealth

Over 30 year experience

Atelier Wealth

About

Founded by Aaron Christie-David in 2014, Atelier Wealth is an award-winning brokerage and the home of three of Australia’s Top 100 Brokers and many other awards of excellence in the mortgage industry awarded by the MFAA.

This Sydney mortgage broker and investment specialist offers access to over 25 different banks and lending institutions for their clients, whether they are self employed or working freelance to take the stress of the home loan process away.

They have a good understanding of the constant changes to lending policies and interest rates and can help you select the best mortgage from a network of over 20 lenders.

Client experience

Sarah & Kate O
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“We can’t thank you enough for all of your hard work and support throughout the purchase of our first home. Nothing was ever too much trouble, and you made this rather daunting process much easier – and dare we say, even enjoyable.”

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Michael S
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“Aaron was a pleasure to deal with when buying my first home last year. Initially, the entire process felt overwhelming, however when Aaron became involved his advice and professional manner made me feel very comfortable.”

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Matthew A
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“Aaron had a very friendly and welcoming character, which is a nice change to dealing directly with the large banks which can be quite a soulless interchange. The process has been seamless from start to finish with consistent communication.”

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Ashleigh S
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“Aaron could not have been more helpful, from the moment we first met until settlement. He clearly guided us through the whole process and ensured that if we had any questions along the way, we received clear and concise answers as soon as possible.”

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Michael & Bianca W
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“Aaron is a thorough professional. We are floored at the speed with which our case, capsuled in all possible challenges facing our loan application, was taken up. He ensured timely communication on documentation required.”

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Contact information

Phone: 02 4267 2652

Website: www.atelierwealth.com.au

Address: Suite 2, Level 15, Currency House, 23 Hunter St, Sydney, NSW, 2000

Hours: Monday to Friday, from 9AM to 5PM

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TORI DUNLAP

Tori is a finance blogger and finance researcher at OurTop10.com.au. She enjoys helping people navigate the world of finance and money.