“As a first home buyer I had very limited knowledge on what I needed to do. I searched for a broker and What if we finance stood out due to reviews. I had my first session with Spiro and never looked back! The whole process was seamless, I felt supported and could always connect with Spiro when needed. Spiro and Agnes are experts in what they do and I would highly recommended anyone looking for finance to choose What if we finance. I will be a lifelong customer and look forward to buying our next house with their support.”



“I can’t thank Spiro and Agnes enough for making my first home purchase so efficient, stress-free and seamless! If I could give more than 5 stars I would.

As a first home buyer applying for one or the government’s schemes, my situation would have been so complicated that I never imagined being able to complete the process in such a short time. Spiro’s in-depth knowledge, invaluable and always-available support, and genuine willingness to help get me the right mortgage for my situation, made everything possible. His pragmatic advice even helped me decide on the right property for us, which would help us achieve our long-term goals.

I highly recommend Spiro and his team. We will definitely engage their service again for our next property. They are the best!”



Positive: Professionalism, Quality, Responsiveness

Spiro and his team were fantastic to deal with, walked me and my wife through the whole process of re-financing our mortgage. We got an awesome rate and honestly was surprised how easy and straightforward they made it for us.
These guys are in a different league compared to our previous mortgage brokers. I knew I was dealing with someone very experienced from day one, there knowledge was second to none, attention to detail was on point and we are so happy with everything they done for us.
Thank you so much Spiro and the team it’s been a great experience!”



“Highly recommend Spiro and his team.

As first home buyers, Spiro guided us through the mortgage process while providing really great advice around our options (including future refinancing).

We found a property early and Spiro was very quick to secure financing. Also provided us with a property report and answered all our questions. Great service all around.”

Anthony smith


“Spiro got us the best rate in the market. The best thing about him and his team is their responsiveness. He gave us all the information we needed and clarified all our questions. They made the loan process smooth and easy. Highly recommend his services.”

vikram visweswara